College
Trade
Safety
Resources
Finances
100

This document, handed out on the first day of class, is your "contract" with the professor and contains all deadlines and grading policies.

The Syllabus

100

This type of program allows you to "earn while you learn," getting paid a wage while receiving on-the-job training from a master professional.

An Apprenticeship.

100

Before heading out to a party or a late-night study session, you should always share this "Live" feature on your phone with at least one trusted friend so they know where you are in real-time.

Live Location Sharing (via Find My, Google Maps, or Life360)

100

If you can't find a book or need help starting a research paper, this person is your best friend.

The Librarian.

100

This is the name of the form you must fill out every single year to remain eligible for federal grants and student loans.

The FAFSA.

200

Unlike high school, most college professors hold these scheduled blocks of time where students can drop in to ask questions or get extra help

Office Hours

200

Many trades require this legal document, which proves you have passed a state-monitored exam to practice your craft safely.

A License (or Certification).

200

To prevent "tailgating"—which is when a stranger follows you into a locked building—you should never do this for someone you don't recognize, even if it feels "polite" to do so.

Holding the door open (for someone without a keycard)

200

If you are struggling with a specific subject like Math or Writing, this campus resource offers peer-to-peer help, usually for free.

The Tutoring Center (or Writing Lab).

200

SCENARIO: You have $50 for the week. A "Need" is a textbook; a "Want" is a $15 takeout meal. If you buy the meal 3 times, how much do you have left for the book?

$5 ($50 - $45)

300

To be considered a "Full-Time" student and stay eligible for most scholarships, you generally need to take at least this many credit hours per semester.

12 Credit Hours (typically 4 classes)

300

In the trade world, "PPE" is mandatory for safety. Name three specific items that fall under this category.

Hard hat, steel-toed boots, safety goggles, earplugs, or gloves

300

When posting photos on social media while you are out, safety experts recommend you wait until this time to tag your specific location or post the "story."

After you have already left the location

300

This person is assigned to you to help you pick your classes and ensure you are on track to graduate on time.

Academic Advisor.

300

This 3-digit number (ranging from 300 to 850) determines your ability to rent an apartment, buy a car, or get a low interest rate in the future.

Credit Score.

400

In college, "FERPA" laws mean that once you turn 18, your school cannot share your grades or records with these people without your written consent.

Your parents/guardians.

400

If you are an independent contractor in the trades, you should set aside roughly this percentage of every paycheck to pay your own taxes later.

25% to 30%

400

If you are at a social gathering and you set your drink down to go to the bathroom or dance, what is the only safe thing to do with that drink when you get back?

Throw it away and get a new one

400

Many students experience "Food Insecurity." Most modern campuses now have this specific resource to provide free groceries to students in need.

A Campus Food Pantry.

400

This is the term for the "hidden" cost of a loan—the extra money you pay back to the lender on top of the original amount you borrowed.

Interest.

500

To prevent conflicts over guests, cleanliness, and noise, many dorms require you and your roommate to sign this document in the first week, which outlines the "ground rules" for your shared living space.

The Roommate Agreement (or Roommate Contract).

500

This term refers to the "Blue Book" or list of standard labor times used to determine how much a customer should be charged for a specific repair.

Flat Rate

500

You see a situation that looks uncomfortable or unsafe, but you're too nervous to confront it directly to break the tension and give the person at risk a chance to leave.

 Distraction

500

Beyond just physical check-ups, most campus Health Centers provide this resource for free or at a very low cost, which includes things like flu shots, STI testing, and basic prescriptions, so you don't have to find a local doctor in a new city.

Student Health Services (or the Campus Clinic)

500

You earn $1,200 a month from a part-time job. Following the popular 50/30/20 Rule of budgeting, how much money should you be putting specifically into your Savings or debt repayment each month?

$240 (which is 20% of $1,200).