Types of Insurance
Insurance Terminology
Auto Insurance
Health Insurance
Insurance Scenarios
100

This form of insurance helps pay for medical expenses related to illness or injury.

What is health insurance?

100

This term refers to the legal responsibility for damages or injuries.

What is liability?

100

This helps pay to fix your car if you hit another car.

What is collision coverage?

100

What kind of insurance helps you pay for visits to the doctor?

What is health insurance?

100

Your car gets a flat tire. Which type of insurance helps you if the tire was damaged by a nail?

What is auto insurance?

200

This policy not only covers damage to your house, but also potential liability if someone is injured on your property.

What is homeowners insurance?

200

This is the person or entity who receives the benefits of an insurance policy, especially in the case of a life insurance policy.

What is a beneficiary?

200

This helps pay if your car is stolen or damaged by a storm.

What is comprehensive coverage?

200

The government health program for elderly individuals.

What are Medicare?

200

During your attempt to recreate a viral cooking video, your kitchen experiences a minor "firework display" involving a rogue toaster and a very enthusiastic puff of smoke. Thankfully, no one was hurt, but your smoke detector is now permanently traumatized and needs replacing, along with a bit of soot removal. What insurance helps you clean up your cooking "masterpiece"?

What is homeowners insurance?

300

This insurance helps cover costs associated with damage to your vehicle, whether from a collision or other events like hail.

What is auto insurance?

300

This is the amount of money you pay regularly to an insurance company for coverage.

What is a premium?

300

This helps pay for other people's damage if you cause an accident.

What is liability coverage?

300

This health plan usually makes you pick a main doctor.


What is an HMO (Health Maintenance Organization)?

300

You're a freelance graphic designer who accidentally sends a client the wrong version of a logo, resulting in a costly printing error for their marketing campaign. What type of insurance might protect you from the financial fallout of this professional mishap?

What is professional liability insurance?

400

What kind of insurance pays money to your family when you pass away?

What is life insurance?

400

This is the amount you must pay out of pocket before your insurance coverage kicks in.

What is a deductible?

400

This helps pay if the person who hit you doesn't have insurance.

What is uninsured/underinsured motorist coverage?

400

 If you have health insurance, and you go to the doctor, what card do you usually show them?

What is your insurance card?

400

Your prize-winning poodle, "Fluffy," decides to redecorate your neighbor's prized rose bushes... by digging them up and burying his favorite squeaky toy. Which insurance policy might come into play if your neighbor demands you replace their roses and maybe their peace of mind?

What is homeowners insurance (specifically liability coverage)?

500

If a business makes a mistake, this insurance helps pay for it.

What is business insurance or liability insurance?

500

The person or entity covered by an insurance policy is known as this.

What is a policyholder?

500

This is the most the insurance company will pay for an accident.

What are policy limits?

500

This is a small fee you pay when you see the doctor.

What is a copay?

500

While maneuvering your vehicle in a confined parking area, you inadvertently make contact with another vehicle, resulting in damage to its rear quarter panel. Under what specific component of your auto insurance policy would you expect the injured party to seek compensation?

What is auto liability insurance?