Plans & Endorsements
Bundling of Hail/Wind/Replant
What is XTRA?
Provides a loss payment for any loss to the insured crop due to an insured peril with no deductible required
What is Basic Hail?
Final Date to purchase any hail plan
What is September 1st?
State's standard crops are listed here
Where is the Underwriting Rules under Liability Limits?
Form used to request over the limit or specialty crop
What is the Private Product Special Request Form?
A direct supplement to the MPCI provisions (uses the MPCI provisions rather than the Crop Hail General Provisions)
What is a Supplemental Policy?
OR
What is RO?
Provides a loss payment when the adjusted percent of loss per acre exceeds 10%. The loss payment in excess of 10% will be multiplied by 1.25. Once the adjusted loss equals or exceeds 50%, the provision will no longer appy
What is DXS10?
Changes/Cancellations of Fall Seeded Advantage Hail crops
What is May 1st ?
Discounts available for corn & soybeans if there is Basic Hail + Wind/Lodging + Replant
Where is the Underwriting Rules under XTRA discount?
Which form should be used for Advantage Hail or RO?
What is the MPCI application form or Form 100?
This product adds to a hail policy and is elected by the insured (usually at an additional charge)
What is an Optional Endorsement?
Provides a loss payment when the adjusted loss per acre exceeds 5% and then is multiplied by a factor of 2.0.
What is Companion Plan 2?
Final date to add the wind endorsement
What is June 30th ?
List of items that are New or Revised for the Crop Year
What is the Private Products Update Page (always starts on Page 3)?
This is where you find the perils that a hail policy insures against
What is the Special Provisions (#1)?
An endorsement that allows a County based plan such as ARPI to have replant coverage that they cannot get with their ARPI plan
What is Replant Endorsement?
Provides loss payment for any loss due to fire and lightning before harvest and while crop is in the harvester.
What is Grain Fire?
Replant Option (RO) and Replant Endorsement (RE) share this sales closing date
What is March 15th OR the MPCI Sales Closing Date?
Transit coverage as a result of upset or overturn of a vehicle transporting grain within 200 miles of the location it was stored.
Where is the Harvested Grain Endorsement Provision (#1 Perils Insured Against - Letter e.)?
This is the location in which the state manual(s) can be accessed
What is SABA?
What is Harvested Grain Endorsement?
Supplements the MPCI replant payment. Must have YP RP or RP HPE
What is Replant Option (RO)?
Applications for this endorsement must be submitted at the same time as the underlying hail coverage
What is Fodder Endorsement?
Fire Department Service Charge available to a hail policy
What is the State Special Provisions under Perils Insured Against (#1 e.)?
The policy displays Basic Hail with HS. Give the full name of HS
What is Hybrid Seed Corn Endorsement?