Product Jeopardy

Final Expense Products

100

This product offers issue ages from 18-85

FE Express Solutions

200

This product is available in all states (including Pennsylvania) and is payable to age 121

Immediate Solution / LP121

300

This product is paid up in 10 years and does not offer any optional riders

10 Pay Solution

400

This product offers a minimum graded death benefit of $1,000

Easy Solution

500

Graded on final expense means this

Two year waiting period

Lifetime WL

100

These are the guaranteed paid up options

10, 20, and 30 years

200

This product offers these three living benefit riders

Terminal, chronic, and critical illness

300

This is the guaranteed cash value interest rate 

4%

400

This is the maximum term rider percentage of base face amount

75%

500

IPO stands for this

Income Protection Option

Term Products

100

This product offers Terminal, Chronic, and Critical illness built into the policy

Trendsetter LB

200

This product ONLY features the terminal illness accelerated death benefit and NOT the other living benefits

Trendsetter Super

300

This product offers the MDIR (Monthly Disability Income Rider) as an optional rider

Trendsetter LB

400

This is what happens at the end of a level term period

Policy reverts to one-year renewable term

500

This is the elimination period for the MDIR (Monthly Disability Income Rider)

90 days

IUL Products

100

This product offers a minimum face amount of $25,000

FFIUL

200

This product offers a minimum face amount of $250,000

FCIUL

300

This product offers the option for conventional loans and index loans

FCIUL

400

This product offers an optional LTC rider

FFIUL

500

Graded on an IUL means this

Same as increasing to age 70, grading to level at age 95

Riders

100

This rider offers an accelerated death benefit in the event an insured suffers from a heart attack, cancer, stroke, or blindness

Critical Illness Rider

200

Under the MDIR (Monthly Disability Income Rider), clients can purchase up to this many units

20 units

300

Under the CBRs (Child Benefit Riders) for Whole Life, Term, and IUL products, juveniles can be insured for up to this many units (not to exceed the base face amount) 

99 units

400

The MDIR (Monthly Disability Income Rider) pays a benefit for up to this many months

24 months

500

This rider advances a dollar-for-dollar portion of the death benefit if the insured cannot perform more than 2 of the 6 ADLs (Activities of Daily Living)

Long Term Care Rider