Savings
Outside of a regular savings account, name another 3 savings accounts that we offer?
Christmas Club, Silver Express, Scottie Savers, One Pack Savings
What are the 3 checking accounts that we offer?
Secured Checking, Basic Checking, New Start Checking
What is the highest dollar limit of our unsecured Visa Classic?
$10,000
What account waives: Wire Transfer Fees, Statement Copies & Cashier Checks fees?
Silver Express
What is the minimum dollar amount needed to open a CD?
$2,000
For someone 62 or older, what is a savings account we can recommend?
Silver Express
What checking accounts can have Privilege Pay?
Secured checking and Basic checking
For new or used auto loans, what is the longest loan term we offer?
84 months / 7 years
How much is the fee for ordering a debit card that was lost?
$20
What happens to a CD that matures and nothing is done during the maturity window?
It rolls over to the new term. Same term length but with the new current rate.
What is the age group for a One Pack savings account?
18-24
True or False: New Beginning's is a checking account that we offer for members that have had one bad ChexSystems report in the past.
False
How many total days is the auto loan pre-approval good for and how many days is the auto loan pre-approval rate lock good for?
60 days and 30 days
What is the debit card's daily total purchase amount?
$2,500
What are the 4 CD terms (length of time) that we offer our members?
3 months, 6 months, 12 months, 24 months
What is the account name of a savings account that we offer for kids up to 13 years of age?
Scottie Savers
What is the monthly service fee for the New Start checking account?
$8
What is the maximum dollar amount a member can have in unsecured loans or lines of credit combined?
$20,000
What is the total dollar amount limit for a Bill Pay item through Online Banking?
$5,000
What account allows a member to have an additional .25% interest rate bonus increase on a 2 year CD?
Secured Checking
What is the minimum deposit amount to open the first savings account to start a membership?
$50
Name 4 things that a Secured Checking account has, that the Basic Checking does not have:
Interest earning, Loan Rate Discounts, Bonus Rates on CDs, ID Protect, Cell Phone Protection, First box of checks free
What is the minimum and maximum amount to open a HELOC?
$25,000 / $200,000
For a wire transfer, what is the fee for an outgoing international wire?
$35
According to our current CD rates, what CD that we offer has a higher interest rate than our 1 year CD?
The 2 year CD with Secure Checking