Personal Checking
Personal Interest Checking
Commercial Checking
Personal Savings
Other Services
100
Utilizing direct deposit, bill pay, electronic statements and online banking, this account has no service charge.
What is Express Checking?
100
An interest rate that changes depending on the amount of money an individual has deposited.
What is a Tiered Interest?
100
Four.
What is the number of Business/Commercial Accounts that Guardian offers.
100
Perfect for customers under 12 years of age.
What is the Penny Packer Account?
100
Save a check and a stamp and pay your bills this way.
What is Online Banking with Bill Pay?
200
Just what the studious customer is looking for.
What is the Campus Account?
200
The perfect account for customers 55 & over that want to earn interest without paying a service charge.
What is the President's Club?
200
The perfect account for a business with less than 30 deposits, 200 checks/debits or 200 deposited items a month.
What is Small Business Checking?
200
Only 6 or pay a fee.
What is the number of withdrawals per quarter allowed from the Penny Packer and Personal Savings Accounts?
200
Three reasons why customers should utilize eStatements.
What is any of the below? Receive your statement quicker, Access your statement anytime, download and print at your convenience for up to 3 months, reduce paper usage, allows for more timely account reconciliation, eliminates the need to store paper statement copies, reduce the risk of mail fraud and identity theft
300
It's the minimum balance for the Minimum Balance Account to avoid the $8.00 service charge.
What is $500.00?
300
$15.00 if the balance drops below $15,0000.
What is the amount of the service charge for the Premier Account?
300
A Non Profit business must maintain this balance in their account to avoid the $3.00 monthly service charge.
What is $500.00?
300
This is how often statements are available on Personal Savings and Penny Packers Savings Accounts.
What is Quarterly?
300
Use these devices to access Mobile Banking.
What is a Cell Phone, PDA, or Mobile Device?
400
For a monthly service of $4.50 you get 15 checks/debits on this account.
What is Basic Checking?
400
The monthly service charge on Interest Checking if the balance drops below $750.00.
What is $6.00 plus $ .25 for each check/debit?
400
The account that receives Earnings Credit.
What is Business Analysis Account?
400
$10.00.
What is the minimum deposit to open a Penny Packer Account?
400
Four of the five "card" products Guardian Bank offers.
What is four of the following: Debit Master Card ATM Card Visa Credit Card Visa Travel Card Visa Gift Card
500
These Personal Checking Accounts are FDIC insured, have FREE Mobile Banking, eStatements, Online Banking with Bill Pay, Master Card Debit Card, Check Images, and access to Guardian Bank ATM's.
What is Minimum Balance Account, Basic Checking Account, Express Checking and Campus Accounts?
500
The Federal Regulation that limits the number of withdrawals to six(6) per month from money market accounts.
What is Reg D?
500
Everyone needs a little savings for a rainy day and this is where a business can keep their savings.
What is the Business Money Market Account?
500
$100 or more, compounded and paid quarterly.
What is the amount you earn interest on for the Personal Savings or Penny Packer Account?
500
A good place to park money I may not need for a while. Maybe not even until I retire.
What is a Certificate of Deposit or IRA?