This is the minimum opening balance for all Consumer Checking Accounts.
What is $0?
100
This checking earns dividends.
What is Business Advantage?
100
This service is designed to allow members access to their account from any computer, 24/7.
What is internet banking?
100
This service allows business members the ability to deposit payroll to their employee's bank account.
What is ACH Business File Processing?
100
This is the first step in the CMCU Sales Process.
What is Building Rapport?
200
This checking account can have unlimited checks clear the account.
What is Free Checking?
200
This account allows 50 checks to deposit and clear the account per month, with a fee of $.10 per item thereafter.
What is Business Checking?
200
This is the fee for each Bill Payment that is sent through Bill Pay.
What is $0?
200
This service allows businesses to offer their customers the ability to pay for goods/services with a credit or debit card.
What is a Merchant Services?
200
This is the second step of the Sales Process.
What is Identify Needs?
300
This checking account allows for 15 checks to clear the account per month. The fee for mobile deposit is $.50
What is Relationship Checking?
300
This is the minimum daily aggregate deposit and loan balance of the Business Plus Checking.
What is $10,000?
300
A member is making their daily business deposit into their business checking. I could mention this service to them to save them drive time.
What is Remote Deposit?
300
This service allows business members the ability to collect payments from customers electronically by debiting their financial institution.
What is ACH Business File Processing?
300
This is the third step of the Sales Process.
What is Present Solutions?
400
This checking account allows you to clear up to 4 checks per month, with a fee of $.10 after.
What is eChecking?
400
There is a $15 monthly service fee on this account.
What is Business Advantage Checking?
400
eAlerts can be sent to members in these two formats.
What is text message or email?
400
eStatements are available online for this length of time.
What is 18 months?
400
This is the final step of the Sales Process.
What is Ask for Commitment?
500
If a member selects eChecking, these three products are required.
What is debit card, estatements and internet banking.
500
The Monthly Service Fee on the Business Plus and Business Advantage is waived if the account meets the minimum daily aggregate deposits and loans balance, and if they have these two services.
What is Internet Banking and eStatements?
500
If the member would like to activate a new debit or credit card, what are the three ways they may be able to do this on their own?
What is via phone, internet banking, or mobile banking.
500
If a business member is moving to a high deductible health plan for their employees, we may recommend this product.
What is a Health Savings Account?
500
This is the acronym used for Overcoming Obstacles in the Sales Process.