PERSONAL ACCOUNTS
BUSINESS ACCTS
SERVICES
CREDIT
POT LUCK
100
This account is free if you maintain a $250 daily balance or have a direct deposit of $250 or more once a month are under 24 or over 64 years old
What is Access Checking?
100
This business account allows a company to earn interest on their money.
What is Interest Checking?
100
Allows customer to check balances and pay bill electronically.
What is On Line Banking/Bill Pay?
100
Benefits of this product include: 0% interest on purchase for 7 months 1.9% interest on balance transfers Enroll in the Points Plus Rewards Program
What is Credit Card?
100
This act encourages banks to help meet the credit needs of their communities
What is Community Reinvestment Act (CRA)?
200
This item lets you save money for a set amount of time and carries a penalty for early withdrawal but offers a higher interest rate.
What is a Certificate of Deposit?
200
This account allows seven hundred fifty items to go through it before charging a fifty cent fee per item.
What is Preferred Business Account?
200
A fraud prevention program that helps identify and prevent counterfeit or amount-altered checks drawn on the accounts. The client authorizes checks in advance based on check numbers and amounts.
What is Positive Pay?
200
This loan product covers overdrafts when connected to an account
What is Handyline or Personal LOC?
200
2017 Bank Motto
What is MOMENTUM?
300
This checking account gives you 5 free monetary instruments per month and has a service charge of $12.
What is Connect Checking?
300
This account is free is you spend $2000 a month on your business credit card.
What is Preferred Business Checking?
300
6. This feature allows customers to pay for items without taking out their debit or credit card.
What is Apple Pay?
300
This product can be used to establish credit.
What is secured loan/credit card?
300
This team follows a comprehensive approach to ensure compliance.
What is Bank Secrecy Act/BSA?
400
This account allows you to save money all year and the funds are deposited into a checking account near the Holidays.
What is Christmas Club Savings?
400
Customer can deposit up to $5000 in cash monthly with additional service charge.
What is Essential Business Checking?
400
Allows business to receive real-time approvals on credit card transactions using the latest technology for quick, accurate processing of all major credit cards.
What is Credit Card Processing/Merchant Service?
400
This loan product can be drawn on for a year, and has a five year pay-back period.
What is Short Term LOC?
400
Greet , Engage, Fulfill, Refer, and Engage
What is 5 STAR EXPERIENCE?
500
• No monthly service charge with $25,000 minimum daily collected balance or $100,000 in combined relationship* or ≥$250,000 in brokerage or Trust relationship or ≥$250,000 in portfolio mortgage • Service charge of $25 if conditions not met
What is Private banking checking?
500
Two ways to keep this account free is: minimum $25,000 daily balance or $50,000 in overall relationship
What is Interest Business Checking?
500
Use a desktop scanner to deposit checks directly to a business checking.
What is Remote Deposit Capture?
500
A fully amortized loan that is great for financing needs such as new equipment, facility expansion, or fleet vehicles. It offers flexible pricing and term options.
What is Business Term Loan?
500
Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork.Personal Responsibility
What is Hancock/Whitney core values?