financial literacy
Where is a place where you can store money and get loans from?
The bank
What are some good online platforms for finding internships?
Handshake, LinkedIn, Indeed, and the Company's Specific Website. (Must get 2/4)
What is an example of a professional networking site to connect with employers and showcase their experience?
How long are master's vs Ph.D. programs?
1-2 years vs 4-7 years
What culture does Halloween originate from?
Ancient Celtic and Pagan culture!
What is the difference between a credit card and debit card?
Credit card allows you to borrow money and debit card uses money directly from your bank account
Where is the UMD Career Center?
3100 Hornbake Library, South Wing. (Hornbake)
What is an event, often hosted by universities, that allows students to meet recruiters, hand out résumés, and learn about job opportunities?
The career fair
What's the main financial difference between master's programs and Ph.D. programs?
Master's - you pay tuition
Ph.D. - program pays tuition (yay!)
(this rule of thumb may be changing given funding cuts to universities)
What is the most popular halloween candy in the USA?
#1. Reese's Peanut Butter Cups
What is the number from 300–850 that indicates how trustworthy you are at repaying debt and affects your ability to get loans?
Credit Score
What is a Rotational Internship?
This term describes a summer internship in which students rotate through multiple departments to gain a broad understanding of an organization.
What do employers often look for that is a combination of technical knowledge and interpersonal abilities, such as teamwork and communication?
Soft skills
What are the social networking differences bettween masters and Ph.D. graduate programs?
In masters programs, your cohort becomes a valuable social network that you carry with you even after completing your program.
In Ph.D., even though you take classes in the first 1-2 years, for most of the program you work with one advisor to conduct your research. Like you're applying to work with a particular lab/PI to conduct research under. Thus Ph.D. programs aren't really centered around creating that large cohort of peers.
In 2025, how much money is the halloween industry worth in the USA?
Including costumes, candy, decorations, etc. the estimated annual worth is:
$13.1 billion.
(will accept answers within +/- 5 billion error range!)
Name one popular retirement savings plan
Roth IRA or 401(k)
What are undergraduate research fellowships?
Undergraduate research fellowships are competitive funding awards that support college students who want to conduct research—usually in STEM, social sciences, or humanities—under the guidance of a professor or research institution.
What is a document that summarizes a student’s education, experience, and skills and is often required when applying for jobs.
Resume
What's a common misconception people have when they are considering either to apply to master's or Ph.D. programs?
Misconception: You need a masters before a Ph.D.
Reality: You can apply to Ph.D. straight after unergrad!
(Will consider other answers because this might be hard to pinpoint)
In the 8th century, what name did the catholic church give this (originally pagan) spooky holiday?
"All Hallows' Eve"
Name one cause of inflation
Increased demand for products and services, rising production costs, changes in monetary policy by a country’s central bank, and when the money supply grows faster than the available goods and services
Name 3 UMD Internship & Research Programs
FIRE(First-Year Innovation & Research Experience), Summer Research Initiative (SRI) in the College of Behavioral & Social Sciences, University of Maryland Scholars Summer Research Program (“UM Scholars”), Office of Undergraduate Research (OUR) Immersive Research Internship Experience.
What is the term that refers to the process of building and maintaining professional connections that can help students discover job opportunities?
Networking
How do personal statements for graduate programs differ from the main personal statement to undergraduate programs?
Grad school personal statements are more so about how your goals align with the research/specializations of a particular grad program,
versus the main undergrad personal statement is more so about telling your story. (atleast in my experience)
What is the original Celtic name for Halloween?
Celtic festival of Samhain