Water
TRUE OR FALSE
Water is not covered
False
what letter is used for a wind/hail denial
DEN0009
(property wind hail denial) used for wind hail denials when covering another portion of the claim
What is the percentage of coverage for personal property
I dont know. this was a test.
Insured suffered a loss, due to flood water caused pressure on basement window and broke the window and water leaked in. is it covered?
Ask Sara.
Insd has a repeated leak in the wall and hired a plumber to fix the pipe after waiting 6 months. Insd discovers mold hidden behind the wall. is it covered?
maybe? denied for long term seepage ( IF APPLICABLE!) SOME POLICIES DONT SAY NOTHING ABOUT REPEATED SEEPAGE. some policies say its gotta be within 30 days of finding the problem. so who really knows.
What covers a clog on the city side of the pipe
None. Not covered unless endorsement
What PAY letter is sent for all ALE claims
PAY0018
"my pure bred antelopian gulf hawk died, can i be reimbursed?"
(uhh... dafuq?)
No
The city has a power outage and insd food spoiled. Is it covered?
No. power outage must result from a loss on the residence premises.
what are the most common limits for mold that you have seen?
2500/10k ( is for me personally)
Water tool can be used if damage totals 12k
FALSE! right that estimate your own self.
What letter is sent for Non program water mitigation.
GEN0092
What is the maximum amount of coverage C we will cover if insured property is at a location other then the residence premises
10% of cov C or $1,000.00 ( which ever is greater)
The FBI had to kick in insd front door because hes a degenerate. Would we cover the door?
Nerp. Im pretty sure this would apply?
9. Governmental Action Governmental Action means the destruction, confiscation or seizure of property described in Coverage A, B or C by order of any governmental or public authority.
insd has power outage off residence premises, but the food gets moldy. is it covered under the mold endorsement?
No
What line item in xact do you use for abatement w/ 3rd party review
HMR ABTR
What letter do you send to notify insured of payment was issued to the insured
PAY0014
Do we cover a mink coat?
yes, there is $1,500 for furs.
Insds home has been vacant for 30 days and someone broke in and vandalized it. Is it covered?
Yes. as long as its not vacant for 60 consecutive days
Does the mold endorsement cover testing for mold ?
yes
Estimate from service master for $8,500 goes to who?
Wardlaw
What letter MUST be sent to all MA claims
COV0011
Would we cover insd roommate's property who is their brother?
yes.
f. Property of roomers, boarders and other tenants, except property of roomers and boarders related to an "insured";
Snow piled on insd fence and collapsed it. is it covered?
No.
is the mold endorsement on a per occurence basis?
No. i think its total of all loss costs?