Construction/Reno
Discounts
Endorsements
U/W Authority
Watercraft
100
If a client is running on 60 of these, we should know if they have air conditioning and how big the house is, amongst other things.
What is 60
100
A client has auto and has now purchased property.
What is Combined/MLOB
100
"She's making jewellery now, she's got her life on track" is a song referring to a Portland based woman who makes jewellery at home and has a stockpile of BEADS. This endorsement would help her.
What is incidental business.
100
This level of U/W may need to be called when your revenue property RC is over 500,000
What is Level 3
100
Your watercraft is covered on your E+ policy up to this amount
What is 2500
200
If a roof is shaped like this, we should know what percentage of the roof has this and if there is any water damage because of it?
What is Flat.
200
When there are no client losses in the past 5 years.
What is claims free.
200
The sewers are backing up with a pink goo that makes your toaster dance when it hears the song "higher and higher". This endorsement would cover you for Vigo's issues.
What is EWD
200
Trying to power your supervillian lair with solar energy would require approval from this level of u/w
What is Level 5
200
You have to refer this type of engine.
What is Inboard.
300
A cord is made up of these dimensions
What is 4x4x8
300
This endorsement would be needed when, as AC/DC would say "the walls start shaking..."
What is Earthquake
300
If property is registered under a business name you will need to speak to this level of underwriter.
What is 4
300
Don't kid yourself, these wild animals will marr and scratch your boat, and everyone you care about
What are Zebra Mussels
400
Shareholders are entitled to live in one unit based solely on their holding of shares
What is a Co-op
400
The siren song of my people enchants only my neighbourhood but not the authorities.
What is a local burglar alarm.
400
When the bling bling is worth about fitty, you need not worry, but on the enhanced package if it is worth $3550, you may need this.
What is Jewellery cov ext
400
When your building value exceeds this amount, you will need to refer at the quote stage.
What is 1 million dollars
400
When there are boat operators under 16 y/o you will have to refer to this level of underwriting.
What is 5
500
Weeping holes are a characteristics of this construction type.
What is Brick Veneer
500
For this discount you will need to know my date of birth
What is Mature
500
When you are renting a house out and you want to ensure that you get your rent even in the case of a loss you may need this.
What is Revenue income protection
500
You would have to refer an outdoor oil tank after this many years (in ontario).
What is 10
500
A watercraft over this age will be paid out as ACV.
What is 10