Sales Consultant
Pulte Mortgage Benefits  
Loan Products
Home Affordability
Process
100

This is the timeframe from sales contract to application according to Pulte Homes Purchase Agreement. 

What is 3 days? 
100
This helps lower payment or lower cash out of pocket costs.

What is a Pulte Mortgage Tied Incentive?

100

This is minimum down payment for VA loan.

What is 0%? 

100

This is what 1 discount point equals

What is 1% of loan amount?

100

This is given to buyer at time of purchase agreement to set expectations for PMC application and process.

What is PMC Next Steps?

200

These are documents to be provided after application but before Interview with Loan Consultant to streamline approval process.

  What are upfront documents? 

-  Most recent two months bank statements from any account you will be using for closing.

-   Most recent two paystubs 

-  Most recent two years W2s/1099s

-  Two years tax returns including all pages and schedules.

-  Government issued Photo ID 


200

This is amongst the lowest origination fees in today's market.

What is $1,100?

200

This is minimum down payment for FHA.

What is 3.5%?

200
This is where you find your current mortgage rates to fill out your HAT tool.

What is a PMC Pricing Memo?

200

CCA stands for this.

What is Conditional Credit Approval?

300

This is what you send to Sales Leadership & PMC when buyer is purchasing on Special Financing.

What is Forward Commitment Reservation Template?

300

This is the amount of different loan products Pulte Mortgage can offer to find the right fit for your buyers. 

What is over 300?

300

This is minimum down payment for Conventional.

What is 5%? (3% for First Time Home buyer) 

300
This is what 1 discount point equals.

What is 1 percent of loan amount? 

300

This is where you can find detailed information on contingencies, risk, and financing status.

What is the Cleveland Backlog Report?

400
You should not collect these 60 days or less before closing without approval from GSM.

What is EMD or EMD payment plan? 

400

These are costs or fees that many OSL's do not disclose on Loan Estimates until closer to closing day. 

What is HOA capital contribution, upfront HOA dues, correct property taxes, and of half of tax transfer fee? 

400

I am a First Time Home Buyer.

Who is a prospect that has not had ownership in a Home or Title in the past 3 years or greater? 

400
Max seller concession on 10% down payment conventional.

What is 6% of sales price? 

400
These are documents to provide to your GSM if your buyer is financially contingent on selling their exit home. 

What is listing date, listing price, listing realtor, and CMA?