The three coverage limit options available with the PURE Starling endorsement.
What is $100K, $250K and $1M.
100
Represents when the endorsement can be applied (points of business).
What is New Business, Mid-term Endorsement and Renewal.
100
Describes who handles FNOL for claims.
What is the PURE Claims team or Member Advocate.
100
Describes who is eligible for CyberSafe solutions.
What is ALL MEMBERS! Services are available regardless of whether a member purchases the PURE Starling endorsement.
200
Provides coverage to reimburse the member for direct financial loss as a result of four major categories of loss.
What is Online & Offline Fraud, Cyber Extortion and Systems Attack.
200
This requirement must be confirmed and validated, in writing, whenever a $250K or $1M limit is requested.
What is confirmation of no prior fraud or cyber incidents in the past 24 months.
200
Referrals to Underwriting will generate when these limits are selected.
What is $250K and $1M.
200
A suite of services available to all members that assists with mitigating loss.
What is CyberSafe Solutions?
200
Describes services that are provided to members through CyberSafe solutions. *Name at least two available services.
What is the Cyber Advice line or Cyber Knowledge Center or Complimentary ID Theft Monitoring provided by AllClear ID.
300
The endorsement applies to a single policy but the coverage extends in this way.
What is Worldwide Coverage.
300
In addition to confirming prior loss experience, this requirement must be met and validated, in writing, prior to bind and issuance whenever a $1M is requested.
What is a subscription to an active cyber monitoring service, such as Rubica.
300
Applicants and Members are NOT eligible for limits of $250K and $1M when this information is provided.
What is prior loss(es) within the past 24 months (where an insured or family member has had money stolen or has been deceived into making a payment or parting with something of value).
300
Describes the resource we may use for claims involving immediate demands, response and strategy.
What is a crisis management firm partner.
300
A partner of PURE that offers fee-based cyber monitoring services.
What is Rubica.
400
Coverage and service for Cyber Extortion events includes these two features.
What is crisis management services and reimbursement of necessary extortion payments.
400
The deductibles that apply to each limit of coverage available with the PURE Starling endorsement.
What is $500 deductible for a $100K coverage limit and $1K for a $250K or $1M coverage limit. *Note - deductibles are static and cannot be modified.
400
Describes the limit at which no specific eligibility criteria applies.
What is $100K. *Prior loss validation is not mandatory and subscription to a cyber monitoring service is optional but not required.
400
Describes how fraud and cyber fraud claims will be visible in PURE Online.
What is a new claim category dropdown in PURE Online.
400
Describes the primary way in which Rubica helps to thwart loss to a member's home network.
What is enterprise-level cyber security via 24/7 monitoring.
500
Represents a primary driver of loss that may occur as a result of Online and Offline fraud events.
What is unauthorized funds transfers.
500
$100K coverage limits will now be automatically applied to all new homeowner quotes in states where PURE Starling is available. This represents the premium charge for the endorsement with a $100K limit selected.
What is $250.
500
Represents how PURE Starling will apply to new business quotes.
What is a $100K coverage limit that defaults on to the first home quote for the prospect where coverage is available.
500
Describes how PURE Starling claims incurred will impact homeowner policy premiums at renewal.
What is PURE Starling claims will NOT impact renewal policy premiums.
500
Users of Rubica will be protected by cyber monitoring services on these devices.
What is an app on all Smartphones, Tablets and computers.