Ratio Round-Up
Skyward
Q1 Earnings
Lloyd's of London
Trivia Treasures
100

This ratio compares the underwriting costs to the premiums earned by the insurer

What is expense ratio?

100

Skyward has this many underwriting divisions

What is 9?

100

Combined ratio reported for Q1 2025

What is 90.5%?

100

This singer insured her voice and legs for $35 million each

Who is Mariah Carey?

100

This board game features properties like Boardwalk and Park Place

What is Monopoly?

200

This ratio measures the proportion of claims paid by the insurer relative to the premiums collected

What is loss ratio?

200

Skyward trades under this ticker symbol

SKWD

200

This type of income increased by $1.0 million in 2025 compared to the first quarter of 2024, contributing to better financial results

What is net investment income?

200

This TV chef insured his tongue/taste buds for $10 million

Who is Gordon Ramsay?

200

This long-running sketch show begins with “Live from New York...”

What is Saturday Night Live?

300

Loss ratio + Expense ratio

What is Combined ratio?

300

Year Skyward was founded

What is 2007?

300

What increased by 16.7% in Q1 2025 compared to Q1 2024?

What is gross written premiums?

300

This lead singer of a famous band had his vocal cords insured for $6 million

Who is Bruce Springsteen?

300

They want to “rock and roll all night and party every day.”

Who is KISS?

400

This ratio gauges an insurance company's ability to meet its long-term debt obligations

What is debt-to-equity ratio?

400

Skyward offers this insurance product to protect company leaders from legal claims

What is Directors & Officers (D&O) Insurance?

400

During the first quarter of 2025, gross written premiums totaled this amount

What is $535 million?

400

This NFL player's iconic hair was insured for $1 million by Head & Shoulders

Who is Troy Polamalu?

400

The only U.S. state that grows coffee commercially

What is Hawaii?

500

This ratio assesses an insurer's net equity to its total assets, reflecting the financial stability of the company

What is solvency ratio?

500

Skyward offers this type of coverage that protects businesses from losses due to employee dishonesty

What is fidelity insurance?

500

The annualized ROE (Return on Equity) in the first quarter of 2025 was this percentage

What is 20.5%?

500

This maritime disaster's insurance claim resulted in one of the largest payouts by Lloyd's of London in the early 20th century

What is the sinking of the Titanic?

500

Octopuses have this many hearts

What is three?