Loans
Profit
100

A loan with an interest rate that stays at a set level for a specified period of time

Fixed rate loan

100

Income - Expenses

Profit

200

A loan with an interest rate that can change over time

Variable rate
200

Profit / Cost, usually between 300% and 400%

Profit increase

300

Initial payment when something is bought on credit

Down payment

300

Money gained from something

Income

400

Something pledged as security for repayment of a loan, to be forfeited in the event of a default

Collateral

400

Cost required for something

Expenses

500

Finance loans again, typically with a new loan at a lower rate of interest

Refinance

500

Cost/Serving

Unit rate