give a definition
give the English equivalent
answer the question
translate the sentence
idiom
100
(cégátvétel a vezetőség lecserélésével) A corporate action in which an outside manager or management team purchases an ownership stake in the first company and replaces the existing management team. This type of action can occur due to a company appearing undervalued or having a poor management team.
What is an MBI?
100
fizetési késedelem
default of payment
100
What do you need to get a bank loan?
- a good business plan - recent financial statements - projections for a business - a repayment plan - collateral / security for the loan
100
Egy bank sokkal szívesebben ad kölcsönt, ha az üzlet tulajdonosai érdekeltek benne, pl. mert az indulótőke jelentős hányadát belefecskendezték.
Banks are more likely to give you a loan if the owners of the business have a stake in it, if they invested a good percentage of the start-up capital.
100
You should be careful how much money you spend because there is only a limited amount.
Money doesn't grow on trees.
200
When the managers and/or executives of a company purchase controlling interest in a company from existing shareholders.
What is an MBO?
200
tárgyi eszközök
capital equipment
200
What types of collateral can you list?
- real estate - hard goods e.g. equipment - stocks and shares - personal assets - personal guarantee
200
Ha több hitelező is visszautasítja a hitelkérelmet ugyanazzal az indokkal, akkor érdemes bizonyos területeken dolgozni: pl. meggyőzőbb üzleti tervet készíteni, vagy javítani a hitelbírálaton.
If several lenders reject a request for the same reason, you may have to work on certain areas, for example, produce a more convincing business plan or improve your credit rating.
200
Stupid people spend their money without thinking about it
A fool and his money are soon parted.
300
A form of short-term borrowing which allows a business to draw money against its sales invoices before the customer has actually paid.
What is invoice discounting?
300
felvásárlás
acquisition
300
There are three types of loans:
- short-term loans - intermediate loans - long-term loans
300
Versenyképes-e a kamat a többi elérhető kamattal szemben?
Is the interest rate competitive with with other available loans?
300
Where there are dirty jobs to be done there is money to be made.
Where there's muck, there's money.
400
The buying of equipment by paying in instalments, usually including interest.
What is hire purchase?
400
folyószámlahitel
overdraft
400
What to do when your request is refused?
- Persevere and try to find another lender - you may have to work on certain areas, e.g.produce a more convincing business plan, improve your cr
400
Hogyan fogod visszafizetni a pénzt? Egyösszegben vagy részletekben?
How will you pay the money back? In one lump sum or by instalments?
400
It causes people to become very rich without having to make any effort
It's a licence to print money
500
banks that provide financial services to businesses
What are merchant banks?
500
átvilágítás
due diligence
500
What do you need to think about when negotiating the terms for your loan?
- What's the interest rate? - is the interest rate competitive with other available loans? - Can you negotiate a lower rate if you are really persuasive? - How will you pay the money back? - in one lump sum / instalments? - When is the final amount due? - Could you extend the final date for repayment if necessary? - your projected cash flow get a lawyer to review your loan agreement
500
Szükség esetén meg lehet hosszabbítani a hitel visszafizetésének határidejét?
Could you extend the final date for repayment if necessary?
500
Don't spend money on an entreprise when you can see that it's a failure.
Don't throw good money after bad.