Davey
Dave
Ramsey
<3
100

This is the capital of Australia

Canberra
100

This is the longest river in the United States

Missouri River

100

This is the only state that borders just one state

Maine

100

This is the most abundant gas in Earth's atmosphere

Nitrogen

200

This is how credit card companies make most of their money

Interest charges on unpaid balances

200

This happens if you drive more miles than agreed in a car lease

You have to pay a penalty
200

This is the best way to buy a car

In cash

200

This type of asset is most likely to increase in value over time

Houses

300

The debt snowball method tells you to pay of debts....

From smallest to largest

300

This is when you make payments on a car but don't own the car

Leasing a car

300

Credit scores are used to determine this

How likely someone is to repay a loan

300

This is what a credit score shows

How consistently you pay off debt

400

A car is this type of asset

Depreciating

400

You should look for this when reviewing your credit report (hint: the answer is not fraud)

Accounts you don't recognize (which is a form of fraud)

400

This is the fee credit card companies charge businesses for transactions

Merchant fee

400

Anytime you want to buy something the best option is to

Pay cash

500

This behavior has the biggest impact on your credit score

Your payment history

500

Home equity lines of credit borrow against (what is the collateral?)

the value of the home

500

What is the biggest risk in getting a car loan (hint: it's not that the car could get repossessed)

You pay more than what the car is worth (I'll accept the possibility of negative equity)

500
This type of loan requires collateral

Secured loan