Show:
Policy
Personal Auto Policy
MD/MOI
State Specific
Loss Causation
100
This is the first page of the policy.
What is the Declarations Page?
100
Most Personal Auto Liability policies are sold with these, which are separate amounts for different types of liability (i.e., $100/$300/$50)
What are Split Limits?
100
These are the pillars found on all 4 door cars and SUVs.
What are the A, B and C pillars?
100
This state requires you to send this letter to the named insured when they are responsible for a loss.
What is the California At-Fault Letter?
100
This is when CV is in front of IV at a red light and CV puts their vehicle in reverse and collides with IV.
What is Backing Up?
200
These are three types of information found on the Declarations Page of the policy
What are the name of the insured, address of the insured, property insured, location and description of the property, the policy period, the amount of insurance coverage/limits of liability, applicable premiums and supplemental representations by the insured?
200
These two types of coverage are found in Part D of the Personal Auto Policy
What are Collision and Comprehensive (Other Than Collision)?
200
This is the most common frame found on cars and SUVs
What is a Unibody or Unitized Frame?
200
This is what rental reimbursement is called in the state of Virginia.
What is Transportation Expense?
200
This is when the insured has a tire blow out and the tire causes damages to the insured vehicle.
What is a solo accident?
300
These two coverages constitute a "package policy"
What are Property and Liability?
300
These three types of coverage are considered Comprehensive (Other Than Collision) coverage
What are Fire, Theft, Vandalism, Contact with a Bird or Animal, Breakage of Glass, Hail/Water/Flood, Missiles/Falling Objects, Riot/Civil Commotion, Windstorm, Explosion/Earthquake?
300
These are three of the preferred methods of inspection available to Esurance customers
What are E-Star, Staff/Field Appraisers, Photo Appraisal, Video Appraisal and Virtual Total Loss?
300
This state requires you to confirm that the claimant has insurance before you can issue a payment for their damages.
What is the state of Louisiana?
300
This is when CV begins to merge into another lane of traffic and hits IV.
What is a lane change?
400
This is located at the end of each section of the policy that prohibits certain coverages.
What are exclusions?
400
This covers the insured vehicle when the at fault party does not have any insurance.
What is Uninsured Motorists Property Damage?
400
These parts are not made by the Original Equipment Manufacturer, but is not LKQ.
What are Aftermarket Parts?
400
This is the letter that we send to our insured within 10 days of filing a claim so that their license does not get suspended.
What is the Indiana Parts Selection Letter?
400
This is when IV is driving down an aisle in a parking lot and CV backs into IV.
What is parking lot accident?
500
This doctrine states that any ambiguity in an insurance contract will be construed against the party who wrote the contract.
What is the Doctrine of Adhesion?
500
Coverage is provided under this policy if you run into your own garage and damage it with your vehicle
What is Homeowners Insurance?
500
This is represented by the first character in the Vehicle identification Number (VIN)
What is the Country of Origin?
500
These are the steps that the rep must do to send out the CA At-Fault letter to our insured.
What are Select the letter, pick the reason why they are at fault, Double click the box next to the reason, select checked, delete the other non-applicable reasons, email it to the insured and post it to their Esurance account?
500
This is when an insured vehicle has been broken into and personal items are stolen.
What is a vandalism?