FIRST AMERICAN RESOURCES
This First American Title service provides notifications to buyers after closing if something is recorded against their property.
What is Free Title Monitoring (formerly Owners Portal)?
All counties in Oregon are covered except the following: Baker County, Gilliam County, Lake County, Wheeler County
In Oregon, this state agency maintains ownership records for manufactured homes that are not deeded as real property?
What is the Oregon Building Codes Division? Or MHODS -Manufactured Home Ownership Document System
When it is transaction specific, contact information for your escrow officer and title officer can be found here.
What is the first page of the preliminary title report?
The Owner's Policy covers this party in the transaction.
Who is the buyer?
The buyer's lender prepares this for the buyer, and escrow prepares this for the seller.
What is the Closing Disclosure (CD)?
Your First American Title Sales Representative.
Who is Selina Schlegel?
TRUE OR FALSE: A power of attorney can be used to sign on behalf of a trust.
FALSE - A power of attorney only grants authority over the individual. A POA does not grant authority over a trust or LLC.
This right allows another person to use a portion of someone else's property for a specific purpose.
What is an easement?
This is used when a party to the transaction is unable to sign.
What is a Power of Attorney?
When a Homeowner's Association requires an upfront payment for the demand, this party pays for it.
Who is the seller?
A trio can be obtained in what ways? (Hint: There are 3)
What is IgniteRE, 503-219-8750 or cs.oregon@firstam.com?
There are three acceptable options/processes for notarization outside the United States. Name one option/process.
What is Acknowledgement by US Official? OR What is the Apostille Process? OR What is RON? (The Notary Acknowledgements Taken Outside the US Job Aid
Option 1: Acknowledgement by U.S. Official: Notary Acknowledgements for persons executing documents outside the United States and its territories may be taken by one of the following individuals:
• A Minister, a Commissioner, or a Charge D’Affairs of the United States
• A Consul-General, Consul, Vice-Consul, Commercial Agent, Deputy Consul, or Consular Agent of the United States, Resident in the Country where the Acknowledgment is taken.
Option 2:Apostille Process: The Apostille process may be used if documents are notarized by a notary of a Country that is part of the Hague Conference. The notarized documents must have an Apostille attached to authenticate the notarization. For more information see the following online resources:
The ABCs of Apostilles: http://www.hcch.net/upload/abc12e.pdf (Search for "ABC of Apostille")
U.S. Department of State Bureau of Consular Affairs, Notarial and Authentication (Apostille) page: https://travel.state.gov/content/travel/en/legal/travel-legal-considerations/internl-judicial-asst/authentications-and-apostilles/Notarial-Authentication-Services-Consular.html (go to travel.state.gov, Search for "Apostille", select "Apostille Requirements" and select "Notarial and Authentication" currently on the left side of the page.)
HCCH Members (Hague Conference participating countries): http://www.hcch.net/index_en.php?act=states.listing (Search for "HCCH members")
Military Notarization: Military personnel and dependents can get their signature notarized by Military Notaries. Document will typically bear a "Federal Notary" seal. These notaries are legal if they are performed by Military Notaries.
Option 3: RON - Must be a US citizen.
The title policy insures one of the following: the property address or the legal description.
What is the legal description?
When a seller has a pending divorce, this party or parties must sign.
Who are both husband and wife?
This formal request is required to be sent to escrow for a real estate agent to be paid at closing.
What is a commission demand?
This program will provide phone numbers and email addresses for owners (if available).
What is Title Tool Box?
FinCEN stands for this.
What is Financial Crimes Enforcement Network?
FinCEN went into effect on March 1, 2026, but was vacated on March 19, 2026.
The Financial Crimes Enforcement Network (FinCEN) is a U.S. Treasury bureau that combats money laundering, terrorist financing, and financial crimes by analyzing transaction data.
The buyer should always sign this document at closing identifying how title should be taken.
What are vesting instructions?
Section 34 of the PSA advises the buyer to secure legal advice regarding different forms of ownership and instructs the buyer to notify escrow.
When a seller is deceased, First American Title will accept these 3 possible processes for closing.
What are Probate, Small Estate or Affidavit of Heirship?
Buyers can deposit earnest money in one of these three ways.
What are Zoccam, check or wire/ACH?
This deed can be used for estate planning to bypass probate.
What is a Transfer on Death Deed?
Please beware there is an 18 month transfer period following the death of the owner.
These exceptions are removed from the preliminary title report on an extended title policy.
What are the first 5 standard exceptions on the preliminary title report?
First American Title typically will not insure out of this type of foreclosure.
What is tax foreclosure?
A seller that is not a US Citizen may be subject to this.
What is FIRPTA?
Foreign Investment in Real Property Tax Act