AFLAC POLICIES AND RIDERS
These two Aflac products are key for someone looking to start or expand their family.
What are Hospital and STD?
This VAS is no longer being offered.
What is Telehealth?
It wasn’t until this decade that the American Family Life Assurance Company adopted the present-day acronym of AFLAC.
What are the 80’s?
This is the part of the DM conversation where you layout the next steps in turning the DM from a prospect to an Account.
What is Execute?
This pain point has become the one that Aflac agents have gravitated towards especially when they see a “Now Hiring” sign in the window.
What is Attraction and Retention?
This critical illness benefit rider can be added to the Accident, Hospital, and Short-term disability policies.
What is the Plus Rider?)
The benefit amount for the VAS AD&D.
What is $7,500?
American Family Life Insurance Company of Columbus was founded Nov. 17, 1955, but it was in this decade when it became American Family Life Assurance Company of Columbus.
What are the 60’s?
Asking good questions in this stage of the DM conversation can really help an agent when he or she transitions into the guide portion.
What is Discover?
Enhancing the benefits package can increase employee morale, which could also increase this.
What is Productivity?
The maximum benefit amount that is guaranteed issue for the Lump Sum Critical Illness policy.
What is $10,000?
EZ Shield is the company Aflac uses to provide this VAS.
What is Fraud Protection?
. The AFLAC duck burst on the scene in its first commercial “park bench” in this decade.
What are the 00’s?
This is the beginning stages of your DM conversation where an agent will introduce themselves and get the meeting kicked off.
What is Engage?
Enhancing benefits can be what sets a business apart from its competition. It also helps them do this. The “M” in HRMAP.
What is Maintaining Competitiveness?
This rider and this base policy cannot be offered simultaneously in the same group.
What is the lump sum Cancer rider and the Cancer policy?
This VAS uses Bright Dime to provide employees with financial planning and coaching.
What is Financial Wellness?)
This was the decade when American Family Life Assurance Company expanded to sell in Japan.
What are the 70’s?
This is the part of the DM conversation where you explain what Aflac is and how it can help their business by referencing the answers the DM gave to your discovery questions.
What is Guide?
Navigating this is a pain point that small business owners face due to the increasing cost of coverage and as well as limited options for smaller businesses.
What is Healthcare?
There are some Aflac policies that have an eligibility requirement for the applicant to be covered by a comprehensive health care policy, a major medical policy or other health plan but these three policies do not in the state of PA.
What is Accident, STD, and Life?
Medical Bill saver is just one part of this VAS.
What is Advocacy and Wellness+?
In this decade Aflac U.S. introduced SmartApp®, which revolutionized the policy application process by allowing agents to issue business more quickly and conveniently than ever before electronically.
What are the 90’s?
This is the conversation model that Aflac agents follow when talking with a DM.
What is E.D.G.E.
Dealing with this pain point causes business owners to have less money left over to put towards benefits because of it cutting into their profits.
What are Rising Costs?