Budgeting Basics
This is a plan for how you will spend and save your money each month.
What is a budget?
This document summarizes your work history and skills.
What is a resume?
These help protect your emotional and physical well-being.
What are boundaries?
This document is commonly required when applying for housing and employment.
What is a photo ID?
This should be identified before any problem can be solved.
What is the problem/cause?
These are expenses that stay the same each month, such as rent or a car payment.
What are fixed expenses?
Arriving to work on time demonstrates this important quality.
What is reliability?
Trust, honesty, and communication are signs of this type of relationship.
What is a healthy relationship?
Planning meals ahead of time can help reduce this.
What is unnecessary spending?
Thinking about possible outcomes before making a decision helps prevent this.
What are negative consequences?
Experts recommend setting aside this type of fund for unexpected expenses.
What is an emergency fund?
If you are going to be late for work, you should do this immediately.
What is notify your supervisor?
This skill involves listening to understand instead of listening to respond.
What is active listening?
Name three important documents adults should keep safe.
What are a birth certificate, Social Security card, and identification card/license?
This strategy involves breaking a large problem into smaller steps.
What is problem-solving?
If you earn $1,200 a month but spend $1,500, you are experiencing this.
What is overspending?
Name three qualities employers commonly value in employees.
What are honesty, dependability, teamwork, communication, and accountability?
If a friend pressures you to use substances, a healthy response is to do this.
What is say no and remove yourself from the situation?
Before signing a lease, you should carefully review this.
What is the rental agreement?
When emotions are high, it is often helpful to do this before reacting.
What is pause and think?
Name three things that should be prioritized before spending money on entertainment.
What are rent, utilities, food, transportation, or other necessities?
During a job interview, employers often ask questions to assess this.
What are skills, experience, and professionalism?
Name three characteristics of supportive people in recovery.
What are honesty, encouragement, accountability, and respect?
Name three responsibilities of living independently.
What are paying bills, maintaining housing, grocery shopping, cleaning, and transportation planning?
Name the four basic steps of problem-solving.
What are identify the problem, consider solutions, choose a solution, and evaluate the outcome?