Multiple Choice
What was the main purpose of the Home Owners' Loan Corporation (HOLC) maps created in the 1930s?
A. To guide new urban development
B. To identify areas for federal investment
C. To assess the risk of mortgage lending
D. To track population growth
Answer: What is C?
True or False: Redlining was a practice officially ended by federal law in the 1960s.
What is truth?
The term "________" refers to the discriminatory practice of denying services to residents of certain areas based on race or ethnicity.
Answer: Redlining
Which color was used on HOLC maps to designate "hazardous" neighborhoods, often home to Black and immigrant communities?
A. Green
B. Blue
C. Yellow
D. Red
Answer: What is D?
The effects of redlining can still be seen today in segregated neighborhoods and income disparities.
True
In redlining maps, areas marked in red were labeled as "__________," discouraging investment in those neighborhoods.
Answer: hazardous
Redlining contributed most directly to which of the following?
A. Improved public housing
B. Racial wealth gap
C. Decreased urbanization
D. Equal access to education
Answer: B
Redlining maps were based solely on property values.
False
Redlining contributed to the racial __________ gap by limiting access to homeownership for minority communities.
Answer: wealth
Which federal agency played a key role in institutionalizing redlining practices?
A. Environmental Protection Agency (EPA)
B. Federal Reserve
C. Federal Housing Administration (FHA)
D. Department of Labor
Answer: C
Redlining was only practiced in southern U.S. cities.
Answer: False
The ____________ Housing Act of 1968 was passed to prohibit discrimination in the sale, rental, and financing of housing.
Answer: Fair
Which of the following laws was passed in 1968 to help combat housing discrimination?
A. Social Security Act
B. Fair Housing Act
C. GI Bill
D. Civil Rights Act of 1957
Answer: B
Banks and insurance companies sometimes used redlining to deny services to certain areas.
True
Redlining has led to lasting impacts in areas such as health, education, and __________ opportunities.
Answer: economic