basics
What is the name for a policy that protects your personal belongings in a rented space.
renters insurance
This coverage helps pay to replace your stuff if it’s damaged or stolen.
personal property
Location, coverage amount, and your credit score all impact this.
your premium/cost
If someone breaks into your apartment, this crime is usually covered.
theft
100
This type of natural disaster is not typically covered unless you buy a separate policy.
This type of person, living in an apartment or house they don’t own, should consider renter's insurance.
a renter
This protects you if someone is injured in your home and sues you.
liability coverage
Take photos, document damages, and call your insurer when you need to do this.
file a claim
200
If your stuff is damaged in one of these events, you’re likely covered.
200
This shaking natural disaster also needs a special policy.
Renter’s insurance usually covers personal belongings, liability, and this.
additional living expenses
If your apartment becomes unlivable, this coverage pays for temporary housing.
loss of use coverage
This is the amount you pay out of pocket before your insurance kicks in.
deductible
300
Damage from a leaking pipe is typically covered, but not this type of flooding.
300
Bedbugs and rodents aren’t covered because they fall under this category.
Unlike homeowner’s insurance, renter’s insurance does not cover this structure.
the building
Special items like jewelry may need this additional type of coverage
personal property coverage
After a claim, an adjuster may visit and your insurer may do this.
400
Your policy usually only covers your stuff, not theirs.
400
If you break something on purpose, your insurer won’t pay because it’s this.
While many landlords recommend it, renter’s insurance is not this.
required by law
This coverage helps if someone is injured in your home, even if you’re not liable.
medical payments insurance
Making multiple claims could cause this to happen to your premium.
increase
Knocking over a TV or breaking a mirror might be covered, but only if this condition is met.
500
Leaving a leak unattended for weeks may cause this kind of damage that isn’t covered.