What does it cover
Does renters insurance cover my animals
yes, if you select a certain plan
Renters Insurance is ?
Insurance that covers your items when living in a rental.
How much is renters insurance
$11-$50 a month
True or False: Personal property damaged by natural disasters is covered by renter's insurance
False
Covers the whole building
Landlords Insurance
Does it cover your roommates
No, (But can cover family members)
Landlords insurance is ?
Coverage for a person's property that they are renting out.
How much is landlords insurance
$980 per year for premium
True or False: there is NO coverage limit for high-value items in renters insurance like jewelry
False, there is a limit
Includes Liability coverage
Both renters and Landlords
Does renters insurance cover items stolen outside of the property (cars, or on a bus)
Yes, personal property coverage may help pay to replace items
Premium renters insurance is ?
An added bonus to cover more items than regular insurance
If your computer is stolen what is the typical claim limit for renters insurance
$1,000-$5,000
True or False: you can lower your landlord deductible by installing cameras
True
Covers loss of income is classified as ?
Landlord insurance
3 things covered by renters insurance
Liability coverage, personal property coverage, and additional living expenses.
true or false: renters insurance covers theft
True, (but make sure your insurance policy includes personal property coverage)
What is the average deductible for renters insurance
$500-$1,000
True or false: every insurance company has the same prices
False, you can always find a better price just look around.
If your apartment is broken into and stuff is stolen which insurance covers it?
Renters insurance
3 things covered by landlord's insurance
Property, liability, and Theft
Differences between landlords and renters insurance
Landlords cover investors from loss of business and renters cover your apartment for any break in
A car drives through your apartment building destroying all your property, how much do you pay if you have renters insurance
your average deductible for all your possessions and the building is covered by your landlord.
True or False: you can only get renters insurance if you are 21 or older
False, you can get renters insurance at any time
If the building you live in burns down what insurance covers it
Landlords Insurance