Holds
Accounts
Debit Card
True or False
Misc.
100

Do we hold any on us checks?

No

100

What is the account called that you can get $6 a month cash back?

First Fed Cash Back

100

Do we charge for a lost card?

Yes

100

Everyone gets free checks.

No, only if they are 65 or over

100

What form do we fill out for an address change?

Personal Information 

200

If a check is less than $6725.00, are we allowed to place an extended hold?

No but if they have repeat overdrafts yes you can. 

200

What account has a $5 monthly charge?

Bank on

200

How much is a new debit card?

$12

200

The drive through light do not need to be in the middle before we leave at night?

False

200

Who do we call for mobile deposits?

Cash Management ex:5800

300

How long is a new account hold?

9 days 

300

What savings has a minimum balance?

First Choice Savings 

300

What time do the limits reset each day?

3:30 pm

300

We do not have to have a signature on a debit card raise over $5000.00

False

300

What is our branch phone number?

330-308-5555

400

If we were putting an extended hold on a check what are the days they get money and the amounts?

Next day- $125

2nd day- $6450.00

7th day- the remaining 

400

What Business checking account does not have a minimum balance?

- Business Ultimate 150

-Business Gold

-Business Choice

- Business Ultimate 100


Business Choice

400

What is the limit on the card to transfer to Cashapp, Venmo, etc?

$500 per day

400

Tracy is allowed to do debit card raises up to $10,000

True

400

What is the service we offer for business accounts to protect them from fraud? 

Positive Pay

500

If you get a cashier's check, treasury check, government check, etc. what amount has to be available to the customer next day?

$6725.00

500

On the First Fed Cash account what is the APY on balance up to $10,000?

2.01% up to $10,000

500

How old do you have to be to get a debit card?

13

500

We are able to make a money order out for $2500.00?

False only up to $1000.00

500

What are the amounts you get for placing a hold on the day after and the second day?

$275 next day

$6450 the 2nd day