BSA/FRAUD
HOW MANY DAYS DOES A BUSINESS CUSTOMER HAVE TO DISPUTE A FRAUDULANT ACH CLAIM AND CHECK CLAIM?
ACH - 1 DAY (24 hours)
CHECK - 2 DAYS (48 hours)
OUR LEGAL LENDING LIMIT
WHAT IS $9 MILLION
HOW MUCH ARE INCOMING AND OUTGOING WIRES?
INCOMING - FREE
OUTGOING $18 EACH
WHAT DAY & YEAR WAS FRB FOUNDED
MAY 2, 2005
WHO IS OUR CREDIT CARD PROCESSOR?
TCM (TOTAL CARD MANAGMENT)
IF FRAUD OCCURS ON A BUSINESS ACCOUNT WHAT TWO OPTIONS CAN WE OFFER THEM?
CLOSE AND OPEN NEW ACCOUNT
POSITIVE PAY ON ACCOUNT
OUR HIGHEST CONCENTRATION OF LOANS IS IN WHAT CATEGORY?
COMMERCIAL REAL ESTATE - 80%
NAME THE TYPES OF FRAUD PROTECTION DO WE OFFER OUR BUSINESS CUSTOMERS
POSTIVE PAY
ACH POSITIVE PAY
WHO IS TESLA?
OUR MERCHANT CARD PROCESSOR?
IF A CUSTOMER WANTS TO PAY THEIR PECO BILL WHAT SERVICE CAN WE OFFER THEM?
BILL PAY
WHAT SERVICE ALLOWS YOU TO SEND INVOICES, RECEIVE ACH OR DEBIT /CREDIT CARD PAYMENTS AND HAS ACCOUNTING AND FINANCIAL REPORTING?
AUTOBOOKS
WHAT TIME CAN FRED CUSTOMERS SCAN CHECKS TO AND STILL GET NEXT DAY AVAILABILITY?
7PM
WHAT % OF OUR DEPOSITS ARE RETAIL
20%
NAME THE 5 OF THE 7 SERVICES WE OFFER THROUGH CASH MANAGEMENT
ACH ORIGINATION
CHECK POSITIVE PAY
ACH POSITIVE PAY
WIRE ORIGINATION
COURIER PICK UP
LOCK BOX
BILL PAY
WHAT $ DO YOU NEED TO MAINTAIN TO BE ELIGIBLE FOR A RMM RATE?
$500,000