Collocations - money related
If a company’s expenses are higher than its income, it cannot:
a) make a profit
b) apply for a loan
c) launch a new product
A
Make a sentence with:
put down a deposit.
In order to get a mortgage from the bank, you have to put down at least 5%/ a deposit.
How would you use should have to talk about a past mistake?
✅ Example answer: “I should have studied harder for the test.”
Which part (1, 2 or 3) is this one from ielts Speaking test and how long does this part normally last?
--> Describe a product or service you recently used that impressed you.
You should say:
What the product/service was
When and where you used it
How you used it
And explain why it impressed you
PART 2
2 Minutes
what is the phrasal verb in the sentence below and what is its meaning? Can you give us another example?
The agency really ripped us off.
RIP OFF = to charge someone too much money for something
SYN overcharge
Question:
What’s the difference in meaning between must have and might have when talking about a past event?
✅ Example answer:
must have = we are 90% sure something happened (“He must have forgotten his keys.”)
might have = we are not so sure (“He might have forgotten his keys.”)
How would you describe someone who is cheap, stingy or tight-fisted?
Someone who is cheap, stingy, or tight-fisted is mean with their money and tries to spend as little as possible.
Complete each sentence with the correct collocation from the list.(You may need to change the form slightly.)
apply for a loan · make a profit · launch a new product · file for bankruptcy · sales figures · target market
Before we can expand, we’ll need to _______ to cover initial costs.
Despite the economic downturn, the company managed to _______ last quarter.
Before we can expand, we’ll need to apply for a loan to cover initial costs.
➡️ To formally request money from a bank or lender.
Despite the economic downturn, the company managed to make a profit last quarter.
➡️ To earn more money than is spent — positive financial result.
What do “shop around” and “chip in” mean, and how would you use them in a sentence?
We decided to shop around for the best price before everyone chipped in to buy the gift.
Let’s shop around for a good deal, and if it’s affordable, we can all chip in to pay for it.
They shopped around to find the cheapest option before their friends chipped in to cover the cost.
Explain how the meaning changes when we use would have, could have, and should have in this sentence:
“I ______ helped you, but you didn’t ask.”
✅ Example explanation:
would have helped → I was willing to help.
could have helped → I had the ability or opportunity to help.
should have helped → I regret not helping.
Instructions:
Complete the sentences using appropriate discourse markers from the box.
(You may need to use each marker once or more.)
Discourse markers:
however | actually | on the other hand | for example | as a result | in fact | to be honest
Sentences:
I love living in a big city; ________, it can be quite stressful at times.
________, I didn’t enjoy studying online at first, but I got used to it.
I love living in a big city; however, it can be quite stressful at times.
Actually, I didn’t enjoy studying online at first, but I got used to it.
What is a frugal and a prodigal person?
People who are frugal are careful or economical with money and don’t overspend, and people who are prodigal spend money carelessly on unnecessary things.
Can you explain the difference between market research and product development, and how they are connected in business?
Market research is the process of collecting and analysing information about consumers, competitors, and market trends to understand what people want and need.
Product development is the process of designing, creating, and improving a product based on that information.
For example, after conducting market research, a company might discover that customers want a lighter, faster smartphone. They would then use that data during product development to design a model that meets those expectations.
Both are closely connected — market research helps a company identify opportunities, and product development turns those insights into real products.
what are the meaning of the following phrasal verbs? Give examples.
1.Splash out
2.run up
1.Splash out: to spend a lot of money on something. Example:Erik says he is good with money but he has just splased out on a new car.
2. Run up: to create a lot of debt. Example: Mark uses several credit cards, he is running up a lot of debt.
Use appropriate past modal verbs (might have, would have, should have, could have, must have, etc.) to complete the story.
By the time the police arrived, the thief had disappeared. He _____ escaped through the back door, because the lock was broken. The neighbours said they _____ seen someone suspicious earlier, but they weren’t sure. If they had called earlier, the police _____ caught him. They _____ been afraid to get involved. Either way, it was a missed opportunity.
By the time the police arrived, the thief had disappeared. He might have escaped through the back door, because the lock was broken. The neighbours said they might have seen someone suspicious earlier, but they weren’t sure. If they had called earlier, the police could have caught him. They must have been afraid to get involved. Either way, it was a missed opportunity.
Instructions:
Reorder the sentences to make a coherent answer, then add suitable discourse markers (e.g. first of all, however, in addition, to sum up, because of that).
I started eating healthier food and exercising regularly.
I felt tired and unmotivated all the time.
First of all, a year ago I decided to change my lifestyle. At that time, I felt tired and unmotivated all the time.
Put the money verbs into the correct category:
inherit/ donate/ lend /waste /spend/withdraw/win/ borrow/ invest /gamble/ earn /sell
category 1: Ways of getting money
category 2. Ways of using money
category 3. Both
category 1:inherit, win, borrow, earn, sell
category 2:donate, lend, waste, spend
category 3: withdraw, invest, gamble
Rewrite each sentence using the collocation in brackets so that the meaning remains the same.
The company introduced its latest smartphone last week. (launch a new product)
→ The company _________________________________________ last week.
The owner decided to close the business after losing too much money. (file for bankruptcy)
→ The owner decided _________________________________________ after losing too much money.
The manager is analysing who their ideal customers are. (target market)
→ The manager is analysing ______________________________________
✅ → The company launched a new product last week.
✅ → The owner decided to file for bankruptcy after losing too much money.
✅ → The manager is analysing their target market.
Which phrasal verbs can be used to express reluctance to pay?
fork out: pay money for something, especially reluctantly.
example: My car had been towed away and I had to fork out AU$400
Rewrite each sentence using the modal verb in brackets so that it has a similar meaning.
1. I’m certain he didn’t tell her the truth. (can’t have)
→ ______________________________________
2. It was unnecessary for you to buy so much food.
→ ______________________________________
3. It’s possible they took the wrong exit.
→ ______________________________________
4. I regret not applying for that job. (should have)
→ ______________________________________
5. I’m sure she was very tired after the flight.
→ _____________________________________
I’m certain he didn’t tell her the truth.
→ He can’t have told her the truth.
➡️ Negative deduction.
It was unnecessary for you to buy so much food.
→ You needn’t have bought so much food.
➡️ You did it, but it wasn’t necessary.
It’s possible they took the wrong exit.
→ They might have taken the wrong exit.
➡️ Past possibility.
I regret not applying for that job.
→ I should have applied for that job.
➡️ Expressing regret.
I’m sure she was very tired after the flight.
→ She must have been very tired after the flight.
➡️ Strong deduction.
Match the sentences with the discourse markers:
1.This may be true, I heard this somewhere.
2.I am sure this is true
3. I cant say for definite but in some way it may be true.
Here are the discourse markers: arguably, conceivably, feasibly, clearly, undoubtedly, apparently, supposedly
1.apparently, supposedly
2.clearly, undoubtedly
3.arguably, conceivably, feasibly
What is the meaning of? + examples
1.make a fast buck
2.haggle
3.make ends meet
1.you make money quickly, and often unscrupulously, from something. Example: am tried to make a fast buck by investing in a financial scheme.
2.If you haggle with someone, you negotiate a lower price for something with a seller. Example:
3.When you make ends meet, you earn just enough money to live and pay for your basic needs.