The amount of income you earn, before taxes or other deductions, is known as what?
What is gross pay?
100
The type of life insurance that does not offer cash value or paid-up insurance is called what?
What is term insurance?
100
What is a studio apartment?
What is an apartment that includes one main room and one bathroom?
100
Which amendment of the U.S. Constitution gave 18-year-olds the right to vote?
What is the 26th amendment?
200
You believe you were denied credit because of your ethnicity. What federal law protects you in this instance?
What is ECOA-Equal Credit Opportunity Act?
200
After you complete your tax return, you may find you are owed money. This is your…?
What is a refund?
200
Remember to ask for a rain check if an advertised item is sold out. What is a rain check? A rain check provides with a coupon to purchase an item at the sale price when it is back in stock.
What is a rain check provides with a coupon to purchase an item at the sale price when it is back in stock?
200
Using the phone to sell or market something is called what?
What is telemarketing?
200
These half-hour TV programs often look similar to regular programs but are really advertisements. These are better known as what?
What is infomercials?
300
You filed for bankruptcy and want to keep your credit card. Who will decide whether you can keep your credit card?
What is the issuer of the card?
300
A program to refund a portion of a purchase price, usually using a form and sending in the receipt or proof of purchase, is called?
What is a rebate?
300
When using search engines, why would you use the plus sign, minus sign, or quotes?
What is to narrow your search results?
300
According to our Constitution, where does the ultimate power in the United States reside?
What is We the People?
300
Which grade of paper has the highest annual recycling rate?
What is newspaper?
400
Certain credit cards charge membership dues once a year. What is this called?
What is an Annual Fee?
400
If a payment is made by check or money order, how long does a direct marketing company have to issue a refund?
What is 7 business days?
400
You post information to your social networking page. Who owns the right of the information you post?
What is the owner of the site; the web site?
400
Examples are peanuts, peat moss, and petroleum. What term describes resources that are not made by people but instead occur naturally?
What is natural resources?
400
Why are children more sensitive to radon exposure than older people?
What is smaller lungs; respiratory rates are twice as high; they breathe faster?
500
You decide to cancel your credit card when your annual fee shows up on the most recent statement. How many days do you have to cancel without owing the fee?
What is 40 Days?
500
Under the Fair Labor Standards Act, employers sometimes may pay below the minimum wage rate. What is the rate called?
What is subminimum wage; training wage; youth minimum wage?
500
Why should turn off WIFI or Bluetooth on your smartphone if you’re not using them?
What is they make it easier for hackers to break through your smartphone’s security?
500
In terms of fuel conservation, why is it a good idea to avoid carrying unneeded items in your car trunk?
What is the extra weight decreases your gas mileage?
500
Give two examples of household hazardous waste?
What is batteries; antifreeze; pesticides; light bulbs/lamps; leftover paint; very few medications; car oil; cleaners; products containing mercury?