PL AUTO
PL Homeowners
Carrier Knowledge
CL Insurance
Team Trivia 1
Team Trivia 2
100
The process by which an insurer can, after it has paid a loss under the policy, recover the amount paid from the at-fault party.
SUBROGATION
100
Property away from the residence premises shown in the declarations is covered for up to how much under coverage C?
10%
100
This carrier was established in 1990 and dedicated to providing superior personal auto, commercial auto, motorcycle and off-road vehicle insurance to drivers in MD, PA, TN and VA.
AGENCY INSURANCE COMPANY (AIC)
100
What does BOP stand for?
Business Owners Policy
100
This person has a ball python and used to be in a MOTORCYCLE CLUB. VROOM VROOM
CARLY
100
This team member has a pot belly pig named Buttercup
SHELBY
200
This factor, often outside of your control, can affect your car insurance premiums based on statistical risk in your area.
Losses in your area.
200
This specific type of homeowner's insurance coverage protects against risks such as fire, windstorms, and vandalism but excludes flooding and earthquakes.
Named Peril
200
This carrier has roots back to 1847, when their founders had a simple goal of finding a better way to insure the property of local Ohio Farmers.
WESTFIELD
200
This is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses, covering medical expenses, lost wages, etc.
WORKER'S COMP
200
This person has visited Holland, London, Paris, Denmark, Switzerland, The Berlin Wall, and The Eagle's Nest and learned to windsurf in Chiemsee, Germany.
JENNIFER
200
Partied with Aaron Lewis, lead singer of Staind on his tour bus before and after one of his concerts.
Then took him hunting. He is now a family friend
SARA 
300
This type of liability insurance pays for injuries to other people if you are at fault in an accident.
Bodily Injury
300
This optional coverage helps pay the extra cost of bringing a damaged home up to current building codes during repairs or rebuilding.
Ordinance or Law
300
This carrier was acquired by Liberty Mutual effective March of 2022
STATE AUTO
300
For insurance valuation purposes, actual cash value of property is defined as replacement cost minus what?
HINT - means decrease in value due to wear, tear, and/or the passing of time?
DEPRECIATION
300
This teammate once won a trip to Mexico for being top salesperson. They've also been Parasailing!
CINDY R
300
This person's Mom almost named her Bernadette. She is terrified of heights and loves cooking, baking and hunting.
KIM
400
This type of coverage helps pay for damages if you're hit by a driver who lacks car insurance or flees the scene.
Uninsured Motorist
400
This homeowner’s insurance coverage pays for additional living expenses if your home becomes uninhabitable due to a covered event.
Loss of Use or Additional Living Expenses (ALE)
400
This company was founded in 1925 and serves 12 states.
ERIE INSURANCE
400
Which type of liability insurance protects your customer’s data in the event of a hack?
Cyber
400
This person had a pet Largemouth Bass in college named Captain Morgan. Also an avid sprinter, ran from the cops twice and never got caught.
MATT
400
This person made varsity field hockey as a freshman. Also was a major academic weapon/nerd in school. Also was arrested in high school for giving a girl Ritalin.
SHANNON
500
This term represents the maximum amount your insurer will pay for a covered claim, which can apply per accident or per individual.
Policy Limits
500
This specific clause in a homeowner’s insurance policy excludes coverage for damages caused by neglect, such as failure to maintain the property or prevent further damage after a loss.
Neglect Exclusion
500
What does GEICO stand for?
Government Employees Insurance Company
500
_________ Equipment Coverage provides coverage for equipment that is not individually listed on the policy. This coverage includes tools & property with a limit on the total value of such equipment.
UNSCHEDULED EQUIPMENT
500
This person was the MVP of her Field Hockey team and is related to Stonewall Jackson
JULIE
500
This person broke her leg 8 yr ago powerwashing her house. Has severe OCD and puts all her shopping lists in order of the aisles in the store. Her Dad is a navy veteran, lost his kidney after being shot in Vietnam
DEBBI