Financial Terms
FIT
Federal Income Tax
AD&D
Accidental Death & Dismemberment
FMLA
Family and Medical Leave Act
CM
Client Manager (500 – 1,000 Lives)
APS
Attending Physician Statement
ROI
Return on Investment
STD
Short-term Disability
ADA
American with Disabilities Act
SCIM
Senior Client Implementation Manager
ESSD
Estimated Social Security Disability
FEIN
Federal Employer Identification Number
LTD
Long-term Disability
ERISA
Employee Retirement Income Security Act
ECM
Executive Client Manager (NA)
SPD
Summary Plan Description
FICA
Federal Insurance Contribution Act
IDI
Individual Disability Insurance
ADEA
Age Discrimination in Employment Act
NCM
National Client Manager (NA)
COLA
Cost of Living Adjustment
FPB&C
Premium Billing & Collection
GTL
Group Term Life
COBRA
Consolidated Omnibus Budget Reconciliation Act of 1985
RCM
Regional Client Manager (100 – 499 Lives)
EIS
Technology Platform Provider for Shinka Project