ACCIDENT/HOSPITAL
WHICH OF THE POLICIES IS A PRE-TAX BENEFIT?
ACCIDENT & HOSPITAL ARE BOTH PRE-TAX POLICIES
WHAT IS THE MAXIMUM FACE VALUE AFLAC OFFERS ON WHOLE/TERM LIFE INSURANCE POLICIES?
$500,000
CANCER AND CRITICAL CARE POLICIES ARE CONSIDERED CATESTROPHIC COVERAGE, WHICH ONE WAS THE VERY FIRST POLICY THAT WAS SOLD DOOR TO DOOR?
CANCER IS THE FLAGSHIP POLICY THAT IS THE FOUNDATION OF AFLAC.
IN WHAT YEAR WAS AFLAC FOUNDED?
1955
WHICH REASON CAN YOU ONLY OFFER A ACCIDENT POLICY ON A POST TAX BASIS?
WHEN THE EMPLOYEE HAS NO MEDICAL INSURANCE COVERAGE?
WHEN THE EMPLOYEE HAS MEDI-CAL?
WHICH OF THE POLICIES HAS A WELLNESS BENEFIT?
ACCIDENT HAS A WELLNESS BENEFIT, HOSPIOTAL HAS A PHYSICANS VISIT BENEFIT.
IS STD OR LIFE INSURANCE A PRE-TAX BENEFIT?
NO, BOTH ARE POST-TAX.
WHICH ONE OF THE POLICIES HAS BENEFIT THAT ALLOWS THE CASH BENEFIT TO GROW RICHER EACH YEAR BY A MAX OF $500?
BOTH POLICIES HAVE A BUILDING BENEFIT THAT MAKES THE POLICIES RICHER YEAR AFTER YEAR.
IN WHAT YEAR DID AFLAC ADOPT THE DUCK FOR BRAND RECOGINITION?
2000
WHAT IS THE MAXIUM AGE AN EMPLOYEE CAN BE TO ENROLL IN A PRE-TAX POLICY?
64.5 YRS OLD
64 AND A HALF YRS OLD
ON THE ACCIDENT POLICY HOW MUCH DOES IT PAY FOR THE ANNUAL WELLNES BENEFIT?
$90
CAN A EMPLOYEE COVER THERE SPOUSE AND CHILDREN ON A STD POLICY?
NO, STD ONLY PROTECTS THE EMPLOYEES PAYCHECK.
AT WHAT AGE DOES THE BUILDING BENEFIT STOP GROWING THE INITIAL EVENT BENEFIT?
65 YEARS OLD
WHAT OTHER WELL RECOGINIZED BRAND FORMED A FORTUNE 500 COMPANY IN THE SAME YEAR AS AFLAC?
DISNEYLAND
WHEN A POLICY HOLDER REACHES OUT FOR HELP WITH A CLAIM AND EMAILS A COPY OF THEIR MEDICAL RECORDS TO THEIR AGENT, HOW MUCH TIME DOES THE AGENT HAVE TO SUMBIT THE CLAIM TO AFLAC?
24 HOURS OF A BUSINESS DAY TO SUBMIT.
EX: A CLAIM SUBMITTED ON MONDAY AT 8AM MUST BE SENT TO HQ BY 8AM THE FOLLOWING BUSINESS DAY.
WHAT ARE THE AMOUNTS AVAILABLE FOR THE LUMP SUM BENEFIT ON THE HOSPITAL POLICY?
$500-$1000-$1500-$2000
WHAT IS THE MINIMUM AGE REQUIRED TO ENROLL IN LIFE INSURANCE?
18 YRS OLD
HOW LONG MUST A CANCER SURVIVOR BE TREATMENT FREE TO ENROLL IN A CANCER POLICY?
5 YEARS
AT WHAT SPOT IS AFLAC SITTING ON THE FORTUNE 500 LIST THIS YEAR?
NOW IN 2025, AFLAC HOLDS THE #222 SPOT
AFTER YOU ARE CONTRACTED AS A LICENSED AGENT WITH AFLAC, CAN YOU USE THE AFLAC DUCK IMAGE ON YOUR FACEBOOK PAGE?
NO THE BRAND IS TRADEMARK PROTECTED
ONCE THE HOSPITAL POLICY GOES INTO EFFECT, HOW MUCH TIME MUST PASS BEFORE THE LUMP SUM BENEFIT CAN BE PAID FOR THE BIRTH OF A CHILD?
10 MONTHS FROM THE EFFECTIVE DATE OF THE POLICY MUST PASS.
EX: IF THE EFFECTIVE DATE IS 12/25/2025, THE LUMP SUM WILL ONLY BE PAID IF THE BIRTH HAPPENS AFTER 10/25/2026.
WHAT IS ONE REASON A EMPLOYEE WOULD CHOOSE TERM LIFE OR WHOLE LIFE?
1. PRICE, TERM IS APPROX 50% LESS EXPENSIVE.
2. THEY ARE PURCHASING A TERM TO COVER THE LENGTH OF A FINANCIAL OBLIGATION SUCH AS A MORTGAGE.
3. THEY ARE PURCHASING A TERM FOR A PIECE OF MIND IN THE EVENT THEY HAVE YOUNG CHILDREN AND WISH TO COVER THE EARLY YEARS OF THEIR LIFE UNTIL THEY ARE FINANCIALLY STABLE.
4. LEGAL OBLIGATION SUCH A CUSTODY DISPUTE THAT REQUIRES THE PARENT TO BE COVERED UNTIL CHILD/CHILDREN REACH 18 YRS OF AGE.
WHAT IS THE MAXIUM INITAL CASH AMOUNT THE CRITICAL ILLNESS POLICY PAYS FOR A HEART ATTACK?
$25,000
WHAT DO THE LETTERS IN AFLAC STAND FOR?
AMERICAN FAMILY LIFE ASSURANCE COMPANY
IF YOU ARE AT AN ENROLLMENT AND BRING DUCKS TO GIVE AWAY, DO YOU HAVE TO GIVE A DUCK TO THE EMPLOYEES DECIDE NOT TO ENROLL?
YES, TO BE IN ETHICAL COMPLIANCE YOU MUST PROVIDE A DUCK TO EVERY EMPLOYEE.