Acronyms
Fun Stuff
Jefferson Bank History
General Banking Knowledge
200

What does HMDA stand for?

Home Mortgage Disclosure Act

200

This AL Central team won the championship in 2023 and are currently in the middle of a hugely disappointing season in their futile attempt to repeat as champion.  As of 8/23/24, they remain 10.5 games  behind the first place Houston Astros.

Who are the Texas Rangers?

200

Who was the first Chairman of the Board?

A.J. "Jack" Lewis

200

This Act requires lenders to carry flood insurance on loans secured by properties located within high-risk flood areas.

What is the Flood Disaster Protection Act of 1973?

400

What does SCRA stand for?

Servicemembers Civil Relief Act

400

The fans of this NFL team consistently claim that "this is their year" and that they are "America's Team" yet they only have 4 playoff wins since 2000 and haven't advanced to the NFC championship game since 1995.

Who are the Dallas Cowboys?  (How 'bout them Cowboys?!)

400

What year did Jefferson Bank open?

1946

400

This regulation requires lenders to conduct an escrow account analysis at the completion of each escrow account computation year to determine the borrower's monthly escrow account payments for the next computation year, and to provide an escrow account statement to the borrower. 

What is Regulation X?  (Jefferson Bank analyzes all loans in December, regardless of the loan's origination date.  Statements are mailed in January.)

600

What does EWF stand for?

Enterprise Workflow.  Currently, there is one project underway to automate auto debit form execution and setup - this would be the first EWF supporting Loan Operations.

600

Javier, Sara and Monica have a combined ____ years with Jefferson Bank.

74

600

The Bank has had how many CEO's since it opened its doors?

4 (Tom Murrah, Byron LeFlore, Richard Petitt, Danny Butler)

600

This is the SBA's primary business loan program, with a maximum loan amount of $5MM.

What is the 7(a) Loan Program?

800

What does RPA stand for?

Robotic Process Automation.  Loan Operations is currently utilizing this technology to help update the master rate table daily.

800

Monica has what degree from UTSA?

Bachelor of Science in Biology

800

What is the Jefferson Bank mission statement?

“Earning long term relationships every day, through integrity, responsiveness, and commitment. This is personal to us.”

800

The ______ is the limit placed by a lender on a financing arrangement based on the collateral pledged to secure a line of credit.

What is a borrowing base?

1000

What does HOCA stand for?

Homeownership Counseling Act ... following our huddle last week, how many of you did your homework? :)

1000

t.u. and Texas A&M renew their rivalry this year, following little brother's move to the SEC.  Ticket prices are listed higher than the 2024 Super Bowl, with the game scheduled to take place at Kyle Field on November 30th.  What year did the last football game take place? (we won't mention who won...points will be deducted for anyone who mentions the winner)

2011 

1000

Who is our current Chief Operating Officer?

Mitch Walker

1000
The office of the government which administers and enforces economic sanctions.
Who is OFAC?