Netiquette
Traditional principals governing polite behavior and interaction.
What is etiquette?
Form of student loans which accrues interest right after its acceptance.
What is an unsubsidized loan?
This may cause an increased chance of facing identity theft or fraud.
What is actively monitoring/protecting credit?
Its purpose is to cover unexpected expenses without taking on debt.
What is an emergency fund?
This department helps students apply for scholarships, grants, and loans and answers questions about paying for college.
What is the financial aid department?
The historical factor that influenced the principles of traditional etiquette.
What is the invention of the Internet?
This consistency typically differs between Federal Student Loans and private loans.
What are Fixed Interest Rates?
Credit utilization ratio is a key component in determining this.
What is a credit report?
Its purpose is to categorize expenses and balance them with income.
What is a spending plan?
This document or account summary from your college lists tuition, housing, meal plans, and other student fees you’re responsible for paying.
What is a tuition statement?
Two standards expected to be present within emails exemplifying netiquette.
What are informativeness and professionalism?
This action most effectively reduces total interest over the life of your loans.
What are extra payments towards the principal?
This process lets you combine multiple federal student loans into one, often to simplify payments and maintain access to federal repayment options.
What is Federal consolidation?
This habit is depicted by buying essentials, then wants, then saving.
What is "paying yourself first"?
Before taking out student loans, financial advisors recommend exploring these two “free money” options first.
What are grants and scholarships?
You use this feature when sending a mass email while protecting recipients' privacy.
What is BCC?
This is ensured by prioritizing high-interest debt first.
What is the minimized total interest paid?
This option can lower your interest rate by combining loans through a private lender, but it causes you to lose federal protections and benefits.
What is private refinancing?
Setting aside money for future milestones—like buying a home, starting a business, or retirement—is part of building these types of financial objectives.
What are long-term saving goals?
This campus office handles billing, tuition payments, and refund checks—often working closely with the Financial Aid Office.
What is the Bursar's office?
Protecting your personal information, using strong passwords, and limiting what you share on social media are all key parts of maintaining this.
What is online privacy?
When unpaid interest is added to your principal balance, increasing future interest costs.
What is interest capitalization?
This aids in making informed decisions related to loan applications and the overall cost of borrowing.
What is the outstanding credit balance?
This three-letter term represents the yearly cost of borrowing money, including interest and fees, expressed as a percentage.
What is APR (Annual Percentage Rate)?
To receive financial aid each academic year, students must submit this free application that determines eligibility for federal and state assistance.
What is FAFSA?