Know Your Host!
Auto Insurance Deep Dive
Home Insurance Esentials
Coverage or Not?
Insurance Lingo
100

What is my guilty pleasure?

What is Ben & Jerry's Tonight Show Dough Ice Cream?

100

This optional coverage pays for injuries regardless of who's at fault, and is required in some states.

What is Personal Injury Protection [PIP]?

100

What part of your home insurance protects the structure itself?

What is Dwelling coverage?

100

Your house settles over time, cracking the foundation – Covered or Not?

What is Not covered [gradual wear/settling]?

100

What is the amount you pay out-of-pocket before insurance kicks in?

What is a Deductible?

200

When I’m not talking about insurance, you can probably find me doing this:

What is Volleyball

200

What does your auto policy use to determine whether to total your vehicle?

What is Actual Cash Value vs. Repair Costs?

200

If a guest slips and gets injured at your home, what part of the policy covers it?

What is Liability coverage?

200

Flooding from a river after heavy rain – Covered or Not?

What is Not covered [requires flood insurance]?

200

The difference between a named insured and an additional insured.

What is a named insured owns the policy; an additional insured is added for coverage only?

300

What song would I sing at karaoke with zero hesitation?

What is Tina Turner Proud Mary

300

What coverage helps if you're hit by a driver without insurance?

What is Uninsured Motorist coverage?

300

What does ALE stand for in home insurance?

What is Additional Living Expenses?

300

Mold in your basement caused by long-term humidity – Covered or Not?

What is Not covered [maintenance issue]?

300

The term for reducing the value of your property over time.

What is Depreciation?

400

One of my biggest fears that has nothing to do with insurance:

What is Afraid of the Dark

400

True or False: A lapse in coverage can raise your premiums even if no claims were filed.

What is True?

400

What coverage protects your furniture, clothes, and electronics?

What is Personal Property coverage?

400

Termite damage to your home – Covered or Not?

What is Not covered?

400

A rider added to a policy to provide additional protection for high-value items.

What is a Scheduled Personal Property Endorsement?

500

What have I named my car?

What is Victoria?

500

If you let a friend borrow your car and they crash it, whose insurance usually pays first?

What is the car owner's policy?

500

What kind of policy would you need for earthquake damage?

What is a separate Earthquake insurance policy?

500

Your teen crashes your car while learning to drive – Covered or Not?

What is Covered, if they’re listed on the policy?

500

This value reflects what it would cost to rebuild your home today.

What is Replacement Cost?