RV's/NADA
Conventional
Fifth-Wheel
Rec/Cargo
Popup
Truck Camper
This coverage is offered at TOS or when adding a new RV - this coverage will replace the covered recreational vehicle if totaled in a Comprehensive and/or Collision claim with a recreational vehicle of a similar like kind and quality or would cover the purchase price on the bill of sale (minus the deductible).
TLRC - Total Loss Replacement Cost
What 2 questions do we ask the policyholder in regards to usage?
Ask the applicant/policyholder, “Will the RV be used for business or rented to others?”
Then ask, “On average, how many days out of the year will you use your RV, including travel days?”
Rated Location on a Class C RV is in the woods, vacant
Unacceptable Risk
T or False: Pumpkin is considered a fruit
True
Although many people may believe pumpkins to be vegetables, they're actually in the fruit family. The difference between a fruit and a vegetable is based on how they grow. A fruit relies on pollination of the flower, and the flower typically grows into the part we eat, as is the case with pumpkins. Other produce that is commonly improperly categorized includes tomatoes, olives, tomatoes, eggplants, avocados, corn, zucchini, and peppers, all of which, shockingly, are fruits.
Find the Cost New/ Model/ Type/ Is it High Value?
2023 Winnebago 32 Feet 2 slides Series: Minnie Winnie
Model 31H Ford E450
Class C
159,262
Not High Value
On a Motorhome this coverage is in addition to Medical Payments or Personal Injury Protection coverage
RV Medical
After asking the 2 usage questions the policyholder explains they are not sure of when they will use their Motorhome. The policyholder mentions that they plan to move it in the future, they are unsure of when but it's registered. Can we add this RV to the policy yes or no (expand on your answer)
Yes, the motor home can be insured (liability only)
I am keeping my RV in Canada for 5 months... HOWEVER I plan on moving it to Colorado where it will be permanently kept.
Unacceptable Risk
Who plays the role of Sidney Prescott in the Scream franchise?
Neve Campbell
Suggested List Price
Name the 3 RV Specialty coverages and provide the limits (in most states)
RCPE - Replacement Cost of Personal Effects $5,000
Vacation Liability $10,000
Emergency Expense Allowance $1,000
If a policyholder mentions they are a "Full-Timer" and travel throughout the year what number will you enter for usage?
365
I just purchased a Class B Motorhome and I need to show ID cards for today. The DMV needs to see proof before I can get the RV registered. I don't plan on moving it for 2 years due to my work schedule. However, after those 2 years I am touring the United States.
Acceptable Risk
What are the first names of the Sanderson Sisters in Hocus Pocus?
Winifred, Mary, and Sarah
Travel Trailers are added onto NC policies only if they are in this company placement.
GE
T or F:
ID cards are provided for both Travel Trailers and Motorhomes
FALSE - no liability coverage on TT
Yes or No and follow-up with the reason why:
If a policyholder is purchasing a Travel Trailer within 30 days and during the usage conversation mentions they will not be using their RV for travel are we required to add it to the policy?
No due to stationary travel trailer
Hi! I just purchased a Conventional Travel Trailer and will be keeping it at a campground in CA. I plan on renting it out to others when I'm not using it to make some extra money. The economy is rough right now!
Unacceptable Risk
What horror film features the song "Tiptoe Through the Tulips"?
Insidious
Walk me through the customization procedure for RV's
Ask the customer if there are any after-market, permanently attached additions to their RV valued at $5,000 or more
If there are, add the total value of the additions to the Suggested List Price determined by J.D. Power and update the "Value of Vehicle/Cost New" field in the system. You must also document Policy Notes/Jury with the additions and the values used to increase the rated value.
I am renting a Motorhome for vacation and need to know what coverages extend to the Motorhome. While reviewing the policy you notice this is an Auto/Travel Trailer policy. What coverages will extend?
Physical Damage coverage only
If the rated location is a campground in Virginia, what is the correct handling regarding usage (how many days do we enter)
Enter the number of days the customer will use the RV at the campground
Unacceptable Risk Towing Motor Home aka Toterhome!
What is the name of Jodie Foster's character in The Silence of the Lambs
Clarice Starling