Credit Journey
Where can you create and or request a direct deposit form (three answers)?
Chase App, Chase.com or In person at branch.
Monthly
What tool estimates what you can afford based on your history as a customer?
Affordability Calculator
What are two Score factors that would affect your score?
If you said two of the following :
Payment history, Credit history, credit usage, total balances , credit checks, available credit.
Why is it an asset to have direct deposit connected to your new deposit account?
Avoid Fees
Can a Chase Employee make an Auto save or an Automatic payment change for a customer?
NO, They must do it themselves.
What tab could you choose to look at deals and offers Chase provide?
Chase Offers
What market insights does neighborhood trends provide? (Name 2)
Home recently sold, average selling price, recent listings , average time on market.
Who are the three Major Credit reporting agencies?
Experian, Transunion and Equifax
What tool allows you to allocate different amount of your direct deposit into various accounts ?
Auto save.
How many automatic AutoSave transfers can you make a month?
There are no limits
Name 3 of the spending categories'
Bills and utilities, personalities , groceries, gas, entertainment, shopping, food and drink and cash out.
What three things does Mortgage calculator in Chase My home Factor in?
Purchase Price, Down payment and Credit score.
What are one of the three things credit journey can track?
Identity Monitoring, Credit usage monitoring and Credit report monitoring.
What is a benefit of direct deposit apposed to paper checks?
You will not lose the check, Very fast, will not be stolen, do not have to go to the bank.
What are the two kinds of Autosave transfers?
Each time you receive a certain deposit or on a time schedule.
What two categories does cash flow track?
Money in, Money out
What tool in Myhome allows you to look at certain areas and see what might be being sold there.
What is Property search.
What can credit journey Alert you of (two answers)?
Credit report monitoring and Identity monitoring.
Why would someone write the word "void" on a check?
This ensures nobody can repurpose that check for their own gain.
Can an auto save transaction overdraw your account?
Yes, however if it lasts long enough to charge a fee we will skip the transfer.
What increments of time are Credit and debit card usage tracked in.
Day , Week , Month
What documents do you need to apply for a loan in Chase My home? (Say two)
Pay stubs, documents to verify income, credit history, tax returns, current debt, homeowners insurance docs.