College Strategy
What’s the main difference in focus between UC and CSU schools?
UCs focus on research/theory; CSUs focus on practical/career training.
What estimated fees are included on the “Cost of Attendance” (COA) on your financial aid letter?
Total estimated yearly costs, including tuition, housing, books, and living expenses.
What’s a reason someone might choose a union apprenticeship instead of a 4-year college?
Earn while learning, no tuition debt, guaranteed job placement in a trade.
What’s the difference between gross pay and net pay?
Gross pay is before taxes; net pay is your actual take-home pay
What’s the main benefit of the LA College Promise program?
Tuition-free first two years at participating community colleges.
If your GPA is below 3.0, what pathway can help you get into a UC or CSU?
Start at community college and transfer using TAG or ADT pathways.
Why is it critical to meet California’s March 2nd FAFSA deadline?
To qualify for Cal Grant and state aid in addition to federal aid
Why are “future-proof jobs” important to consider?
They are less likely to be replaced by AI or automation.
Why is an emergency fund important before starting college?
It prevents needing to borrow or use credit in emergencies.
Why is the Port of LA critical for local jobs?
It’s a global shipping hub requiring logistics and trade professionals.
What does it mean when a major is “impacted”?
More applicants than available spaces; higher competition for admission.
What’s the main difference between a grant and a loan?
Grants are free money; loans must be repaid.
What is a “stackable credential,” and why is it valuable?
Short-term certifications that build over time to increase job skills.
Why can missed credit card payments hurt you long-term?
Late fees and negative credit reports lower your credit score.
How does LA’s focus on green energy create local job opportunities?
Growth in clean energy sectors needs trained workers.
Why might someone choose a private college over a public one despite higher tuition?
Smaller class sizes, targeted programs, or higher per-student aid.
What does “subsidized loan” mean?
Government pays the loan interest while you're in school.
Why should high school students start building a LinkedIn profile early?
To build a network, find mentors, and access internships.
Why should you read every lease before signing?
To understand rent terms, penalties, and legal obligations.
What does the Metro LIFE program offer?
Discounted or free transit for low-income residents.
What is “full-time status,” and why does it matter for college students?
Being enrolled in 12+ units; required to receive most financial aid.
What is “verification” in the FAFSA process?
A process where you must submit documents to confirm your FAFSA information.
What does an industry-recognized certification like CompTIA do for a career?
Proves technical skills and increases employability in specific fields.
* CompTIA A+ is a preferred credential for technical support and IT operational roles, including positions like Technical Support Specialist, Field Service Technician, and Help Desk Technician. You can even pursue a career as a Cybersecurity Specialist with a CompTIA A+ certification.
What does APR stand for and why does it matter?
Annual Percentage Rate; shows the yearly cost of borrowing money.
Name one local nonprofit that provides youth career or college readiness support.
Brotherhood Crusade, LA Youth at Work, or Boyle Heights Tech Center.