Your total deposits in all checking and savings accounts are insured by the FDIC up to this amount
What is $250,000
100
Treasury product that comes in a range of medium-length terms: 2,3,5,7, and 10 years - Pays interest twice a year at rates that are fixed at the time they're issued
What is Treasury Note
100
The risk that the borrower won't pay back the money you're owed or make interest payments on time
What is Credit Risk
100
When corporations want to raise money, called capital, to expand their businesses, they issue ____ and/or ____
What is Stocks and Bonds
100
Market capitalization (Large-cap, Mid-cap and Small-cap) describe a company's _____
What is Dollar Value
200
One question you should ask about fees before opening a new checking account
What is ?
200
Treasury products that have 30-year terms and pay interest twice a year at a fixed rate
What is Treasury Bond
200
Possibility that your investment will lose market value because of a change in interest rates
What is Interest Rate Risk
200
The name for a company's first stock
What is IPO (Initial Public Offering)
200
______ stocks are in industries that offer products and services that people need, regardless of how well the overall economy is doing
What is Defensive
300
The effective annual rate of return of a savings account, taking into account the effect of compounding interest
What is APY (annual percentage yield)
300
The demand for Treasury Securities ____ when returns on stock investments are strong
What is Drops
300
Risk that issuer can decide to pay you back ahead of schedule
What is Call Risk
300
When publicly owned companies are profitable, they distribute some of their earnings to shareholders, called ____
What is Dividends
300
_____ stocks are issued by companies that are expanding
What is Growth
400
One question you should ask before purchasing a CD
What is ?
400
Series EE savings bonds pay a fixed rate of interest for up to ___ years
What is 30
400
Risk that the cost of goods and services will rise faster than the return on your investments
What is Inflation Rate Risk
400
When a stock price goes higher than what you paid for it, you can sell your shares at a profit, called _____
What is Capital Gain
400
_____ stocks are investments selling at what seem to be low prices given their history and market share
What is Value
500
The national average overdraft fee (overdraft one time)
What is $30
500
Series I savings bonds pay a fixed rate and an _________ rate
What is Inflation-Adjusted Rate
500
The type of risk you don't have to worry about with Treasuries
What is Credit Risk
500
Holders of preferred stock are usually guaranteed a _____ payment
What is Dividend
500
When a stock price gets very high, companies may decide to ____ the stock to bring its price down