New Solutions
Consumer Lending
Mortgage Lending
Procedures / Policy
RANDOM!
1

Account number used to post internal transactions

What is:

2009955

1

Max term for our new auto loans

What is:

84 months

1

Newest Mortgage Loan Assistant hire in our area

Who is:

Maria Pardo

1

Used to search up account related procedures

What is:

Confluence

1

Our 2023 Central FL/Miami WMC Representative

Who is:

Valeria Lopez

2

To add a joint owner to an account

What is:

FM --> Links

2

Required before all loan disbursements

What is:

2nd approval journal note

2

Mortgage loan type offered at SHCU

What is:

Conventional Loan

2

Must be given after a new account opening

What are:

Account Agreement Disclosures

2

Upcoming In-Service training day for branch staff

What is:

Indigenous People's Day

3

Tool used to determine potential dividend earnings

What is:

Investment Calculator

3

Product used to underwrite a "classic car"

What is:

Signature Loan with Collateral

3

Account for property taxes and insurance payment

What is:

Escrow

3

A security measure use to verifying member's identity over the phone

What is:

Account security code

3

The Contact Center's phone number

What is:

1 (800)966-SELF or 1(800)966-7353

4

Determines whether a member is eligible for mobile check deposit

What is:

Account Star Color

4

This fee (for Florida) has two options; refundable or non-refundable

What is:

Gap coverage fee

4

Allows the financing of closing costs into the loan and reduces the overall interest rate

What is:

Equity Boost

4

Used to track stolen funds after a robbery has been committed

What is:

Bait Money Logs

4

Current amount of SHCU branches

What is:

37 branches

5

Placed when a staff member's family member opens an account

What is:

Insider Restriction

5

A person assuming liability on a loan and does not receive goods/services/money for the liability

Who is:

Co-signer or guarantor

5

Requires borrowers to set an ACH of at least $25/month into a savings account for three years

What is:

SAFE Home Program

5

Period of time in which a member has to pick up their card captured by a SHCU ATM

What is:

1 week

5

Recently launched program to shop for exclusive and convenient savings on products, services, and experiences.

What is:

Tickets at Work Discount Program