School Smarts
This 9-digit number is required to work legally in the United States and is used for tax purposes.
What is your Social Security number?
This is the place you keep money safe, where you can open a checking or savings account.
What is a bank or credit union?
This is the first step in the Personal Development Youth Guidebook pattern for growth: Before you can plan or act, you must first do this.
What is discover?
This type of job lets you work for a short time while you learn about a career, sometimes paid and sometimes unpaid.
What is an internship?
Getting enough sleep, eating well, and exercising don’t just keep your body health, they also support this.
What is mental health?
This type of financial aid does not need to be repaid and is often awarded based on grades, talent, or need.
Scholarship
This word describes the plan you make to track your income and expenses so you don’t overspend.
What is budget?
Making a weekly schedule, writing a to-do list, and setting reminders all show this important life skill.
What is time management?
When you ask someone like a teacher, coach, or former employer to vouch for your character and skills, you are asking for this.
What is a reference?
When life feels overwhelming, talking with a trusted friend, leader, or parent is an example of this important coping skill.
What is reaching out for support?
According to For the Strength of Youth, education is not just about earning money, but part of this eternal pursuit.
What is becoming more like Heavenly Father?
This term describes the money you earn before taxes or deductions are taken out of your paycheck.
Gross Pay
Introducing yourself, shaking hands, and making eye contact show confidence in this life skill.
What is social?
This type of program allows high school students to earn college credit before they graduate.
Concurrent enrollment
Taking a few minutes to pray, journal, or breathe deeply when you feel stressed is practicing this kind of strategy.
What are healthy coping strategies?
By completing this 2-year degree while still in high school, students can save themselves thousands of dollars in future college tuition.
What is an Associate's degree?
When your paycheck shows “net pay,” it means the money you actually take home after these have been subtracted.
What are deductions?
You will need this 11-digit number to pay your tithing on-line.
This post-high school option focuses on hands-on training for a specific job, such as electrician or cosmetologist.
What is a trade school?
Taking small steps each day to care for your mind is called building these.
What are healthy habits?
This document is often requested by employers and colleges. It highlights your skills, experiences, and accomplishments.
This three-digit number shows how responsible you are with borrowing and repaying money and affects your ability to get loans later in life.
What is your credit score?
Because we are all part of His family, Heavenly Father wants His children to do this for one another.
What is help or support one another?
This career step involves setting goals and making a long-term plan for your education, training, and future work.
What is career planning?
Comparing yourself to others too much, especially online, can lead to stress and sadness. The healthier choice is focusing on this instead.
What is focusing on my own progress?