Financial Literacy
What is it called when you take money out of your account.
Withdrawal
What is the lowest credit score you can receive?
A paper or digital form used to pay money from a checking account.
Check
Short for artificial intelligence and refers to the machines that can perform tasks that typically require human intelligence.
AI
What are "YOU" statements
Defensive statements that are not effective for good communication.
What is it called when you put money in your account.
Deposit
What is the recommended credit card utilization rate?
25%
The ability to express thoughts and feelings respectfully and confidently.
Assertiveness
Name the two AI platforms talked about in the Nearpod activity
Google AI and Open AI
What is the minimum grade you can get in this class in order to pass.
C plus
What is the amount of money in your account called?
Balance
Name two of the three major credit bureaus.
Experian, Transunion, Equifax
The action of taking someone else's work or ideas and passing it off as their own work.
Plagiarism
What are two negative things associated with AI
Misinformation, copyright issues, dependency, fake videos, etc.
What is self-advocacy
The ability to express your needs and to speak up for yourself.
What does living outside of your "means" mean?
Spending more money than you bring in, at risk for being on debt
What percentage does payment history impact your credit score?
35%
The potential benefit, profit, or value of the next-best alternative that is forgone when making a specific choice.
Opportunity Cost
Name three AI platforms
chatgpt, google AI, open AI, Sora etc.
What is the communication style that is the indirect expression of hostility, such as anger or resentment, through actions instead of direct communication.
Passive Aggressive Communication
What are two things that happen when you file for bankruptcy.
You credit decreases, all of your debts are erased
What does FICO stand for?
Fair Isaac Corporation
What is it called when a person or company requests to view your credit report from a credit bureau to evaluate your creditworthiness.
Credit Inquiry
This creates new original content from text, images, codes, audio, and video in response to a user's prompts.
Generative AI
What is resourcefulness?
Using what you have to solve problems effectively.