Business Service
Consumer Loans
Checking Accounts
Savings Accounts
Employees
100

What are the Domestic and International wire transfer fees?

$25 Domestic, $50 for International

100

What is the minimum amount for a personal loan?

$1,000

100

What are the 5 features of a Lifeline 18/65 Account?

No minimum balance, No monthly fee, Reduced NSF fee, free checks, earns interest.

100

Which savings account offers check writing privileges?

Money Market Accounts

100

Who is Lloyd Hamm?

President of Newburyport Bank

200

What types of business entities are not eligible for a business account?

Committee to Elect/Campaign

200

What is the maximum term for auto loans?

72 months

200

What 3 checking accounts earn interest?

Rewards Checking, Now Account and Lifeline 18/65

200

When is a passbook required for a transaction?

A. Deposit

B. Withdrawal

B. Withdrawal

200

What department does Tom Strickler work in?

Private Client

300

What are the two types of business checking accounts Newburyport Bank offers?

Corporate checking and business checking

300

What is a MassSave Heat loan?

A home loan option for energy-efficient improvements to you home, with a 0% interest rate. Available to Ma residents only.

300

Which checking account(s) can be opened online?

Free Personal Checking acct.

300

Which 3 savings accounts may be opened online?

Statement savings, Christmas Club Account and Money Market.

300

How many dogs does Laurie Aspinwall have?

2

400

Name the three Business Savings Accounts we offer.

Business savings, Business Money Market and Passbook.

400

Name five types of consumer loans that Newburyport Bank offers.

New/Used Auto, New/Used Boat, Unsecured Personal Loan, Personal Line of Credit, Cash (CD or Savings) Secured Loan, Overdraft Checking Reserve LOC, Credit Builder Account, MA Save )% Heat Loan, Elan Credit Cards.

400

Are there qualifiers to earn interest on the Now Account?

Yes, an average daily balance of $10

400

When is interest paid for CD's? 2 answers

On the last business day of the month, during the term of the CD and the final interest posts on maturity date.

400

Who are the two primary ITM employees?

Aidan and Shannon

500

What are the five types of loans that Newburyport Bank offers to businesses.

Commercial loans, Lines of Credit, Small Business Administrations Loans (SBA), Non-Profit Lending and Municipal Loans

500

What are the fees for Consumer Lines of Credit?

$25 annual fee, Late payment fee and Non-sufficient funds fee.

500

What 3 checking accounts require no minimum balance and have no monthly fees?

Free Personal Checking, Lifeline 18/65 Account and Rewards Checking

500

What 4 savings accounts are unable to be withdrawn from online?

Passbook, Christmas Club, CD and IRA

500

Who is the longest tenured employee?

Deb Tremblay