What are the Domestic and International wire transfer fees?
$25 Domestic, $50 for International
What is the minimum amount for a personal loan?
$1,000
What are the 5 features of a Lifeline 18/65 Account?
No minimum balance, No monthly fee, Reduced NSF fee, free checks, earns interest.
Which savings account offers check writing privileges?
Money Market Accounts
Who is Lloyd Hamm?
President of Newburyport Bank
What types of business entities are not eligible for a business account?
Committee to Elect/Campaign
What is the maximum term for auto loans?
72 months
What 3 checking accounts earn interest?
Rewards Checking, Now Account and Lifeline 18/65
When is a passbook required for a transaction?
A. Deposit
B. Withdrawal
B. Withdrawal
What department does Tom Strickler work in?
Private Client
What are the two types of business checking accounts Newburyport Bank offers?
Corporate checking and business checking
What is a MassSave Heat loan?
A home loan option for energy-efficient improvements to you home, with a 0% interest rate. Available to Ma residents only.
Which checking account(s) can be opened online?
Free Personal Checking acct.
Which 3 savings accounts may be opened online?
Statement savings, Christmas Club Account and Money Market.
How many dogs does Laurie Aspinwall have?
2
Name the three Business Savings Accounts we offer.
Business savings, Business Money Market and Passbook.
Name five types of consumer loans that Newburyport Bank offers.
New/Used Auto, New/Used Boat, Unsecured Personal Loan, Personal Line of Credit, Cash (CD or Savings) Secured Loan, Overdraft Checking Reserve LOC, Credit Builder Account, MA Save )% Heat Loan, Elan Credit Cards.
Are there qualifiers to earn interest on the Now Account?
Yes, an average daily balance of $10
When is interest paid for CD's? 2 answers
On the last business day of the month, during the term of the CD and the final interest posts on maturity date.
Who are the two primary ITM employees?
Aidan and Shannon
What are the five types of loans that Newburyport Bank offers to businesses.
Commercial loans, Lines of Credit, Small Business Administrations Loans (SBA), Non-Profit Lending and Municipal Loans
What are the fees for Consumer Lines of Credit?
$25 annual fee, Late payment fee and Non-sufficient funds fee.
What 3 checking accounts require no minimum balance and have no monthly fees?
Free Personal Checking, Lifeline 18/65 Account and Rewards Checking
What 4 savings accounts are unable to be withdrawn from online?
Passbook, Christmas Club, CD and IRA
Who is the longest tenured employee?
Deb Tremblay