SBA RULES
This is required from both Shared Branch members and non‑members before you can process a transaction
What is a current valid ID and a completed transaction slip?
These types of items are classified as Expedited in Shared Branching and may still have holds placed on them by some institutions, even though they qualify for faster availability. Examples include U.S. Treasury checks, government checks, Federal Reserve or Home Loan Bank checks, and this type of postal item.
What is a U.S. Postal Money Order?
This type of deposit requires a Shared Branch Fax Notification when the cash amount exceeds $3,000.
What is a cash deposit?
This form must be completed by every Shared Branch member and includes their account number, ID info, SSN last four, and their signature.
What is the Shared Branching transaction slip?
A trend described as “delulu” means the person is doing this, often humorously, about a fantasy or unrealistic situation.
What is being delusional / overly hopeful?
If SBA is unavailable, what must the branch do with Shared Branch transactions?
What is do not hold or process them — no offline posting is allowed?
When a Shared Branch member makes a deposit containing checks over $1,500 or cash over $3,000, this action is required to notify the host credit union.
What is sending a Shared Branch Fax Notification?
If a Shared Branch member presents an Everwise On‑Us draft to deposit, you must clear the draft and treat the deposit as this.
What is receive the check amount as cash and teller-stamp the On‑Us draft?
To access their account, a guest member must provide two pieces of information: the name of their credit union and this.
What is their actual member number?
This singer became known as “Queen Bey” and has won more Grammy Awards than any other artist.
Who is Beyoncé?
A non‑member walks in and wants to deposit cash into a Shared Branch account. Is this allowed?
What is yes, non‑members may deposit cash into an SBA member’s account?
Shared Branch members can normally withdraw no more than $1,000 in cash, but members of this institution can access larger amounts by transferring funds into their own account first.
What is Everwise Credit Union?
All Shared Branching checks must be coded with a hold type. Payroll checks under $2,500 that meet all conditions receive this code.
What is “P” for Payroll?
A minor accessing their account must present one of these forms of identification; student IDs are only accepted for deposit‑only transactions.
What is a valid state‑issued ID, passport or a password?
This famous ship sent out the distress signal "CQD" and later “SOS” before sinking in 1912.
What is the Titanic?
After you click Close Session, a member requests a share‑to‑share transfer correction. How must it be fixed?
What is perform a reverse transaction?
Starting May 1, 2025, shared branching locations must perform this verification step for any transaction involving an out‑of‑state ID, and members completing a transaction over $200 must complete this one‑time process inside the branch.
What is IDCheck verification?
For check deposits over $1,500 or transfers over $10,000.01, this action is required before finalizing the Shared Branching transaction.
What is sending a Shared Branch Fax Notification to the host Credit Union?
Non‑members can only deposit checks into a Shared Branch member’s account if this condition about the check’s payee is met.
What is the payee name on the check must match an account owner on the membership?
This athlete, often called “The King,” is one of the NBA’s all-time leading scorers and began his career with the Cleveland Cavaliers.
Who is LeBron James?
A member presents a specialty titled account, such as a Trust or POA. Before processing any transaction, what must you always do?
What is contact the host Credit Union for approval every time and document the time and employee name if approved?
This form of temporary identification may be accepted only if the member shows the original license and the paper form does not say it may not be used for identification
What is a state‑issued temporary license or paper driver’s license renewal?
This Shared Branching rule states that all checks—regardless of type—must receive this specific endorsement, and Everwise teller stamps must not be used.
What is the SHARED BRANCHING ACQUIRER endorsement stamp with all fields completed?
A valid form of identification must be current, contain a photo and signature, and match the member’s account information. If the middle name does NOT appear on the ID but does appear on the account, what must the teller request?
What is verbal confirmation of the middle name?
This U.S. state is the only one with a one‑syllable name.
What is Maine?