Insurance 101
This is the amount a customer pays before collision coverage pays the remaining covered loss.
What is a deductible?
Michigan and 8 other states use this type of auto insurance system.
What is "no-fault"?
This Allstate program uses driving behavior to help personalize auto insurance rates and offers this % discount to start.
What is drivewise and 10%?
Daylight savings time was originally created for these groups of workers.
Who are Farmers?
Jonathon's favorite color.
What is orange?
This homeowners coverage protects belongings such as furniture, clothing, and electronics.
What is personal property coverage?
These are the default per-person and per-accident bodily injury liability limits on a new Michigan auto policy.
What are $250,000/$500,000
Andrea often begins her quotes with this open-ended seven-worded insurance question.
What is "what has you shopping your insurance today?"
The ideal that is represented by a famous statue in New York Harbor.
What is Liberty?
One of these is not true. Jonathon danced ballet, Jonathon was a soccer goalie, Jonathon can play the Australian aboriginal horn "didgeridoo", Jonathon would often roller-blade to school.
What is roller-blading to school? Jonathon has a healthy fear of wheels on feet.
This type of auto coverage protects you when an at-fault driver has no liability insurance.
What is uninsured motorist coverage?
Another name for "limited property damage liability".
What is a "mini-tort"?
This sales technique is where you speak and act as if the customer has already decided to buy, shifting the conversation from if they will purchase to when or how.
What is the assumptive close?
This word describes a person or movement that favors reform and social change rather than maintaining traditional practices?
What is progressive?
Jonathon has leased this type of vehicle three times, including currently.
What is a Chevy Equinox?
This insurance principle requires a policyholder to have a financial stake in the property being insured.
What is insurable interest?
What is six options which includes unlimited, $250k, $500k, Opt out (QHC), Medicaid and Medicare?
Knowledge is power when it comes to sales. This is where you can learn all about how we land on the premiums that we do along with the guidelines associated with each product.
What is the rules and rates library?
Unlike a treatment that merely manages symptoms, this eliminates the disease or condition.
What is a cure?
Jonathon has had one surgery in his life on this body part.
What is the eyeball?
This is the difference between replacement cost and actual cash value since ACV is calculated using this.
What is depreciation?
Once $675,000 has been paid out due to a PIP loss, this organization reimburses the medical payments.
What is the MCCA (Michigan catastrophic claims association)
If an LSP does 200 quotes and closes 30 of those policies, this is their closing %
What is 15%?
In minor league baseball, this is the highest classification before reaching major league baseball.
What is AAA?
Jonathon's go-to starbucks drink order.
What is a trenta vanilla sweet cream cold brew (sometimes with extra sweet cream)?