Credit
This is the best way to build a good credit score.
What is making your payments on time?
This is another name for a budget?
What is a spending plan?
This is a safety net to cover unexpected expenses like care repair, medical bills or job loss.
What is an emergency fund?
High-interest loans with unfair terms and conditions.
What is predatory lending?
The number of sports teams at Saint Martin's University.
What are 13 sports teams?
This is how rent payments can help improve your credit score.
This is the primary purpose of a budget.
What is tracking income and expenses while building savings?
This is how much you should save in your emergency fund.
What is 3-6 months of living expenses?
The knowledge to manage finances effectively.
What is financial literacy?
This Credit Union sponsored the SMU basketball court and the Pack the Pav doubleheader game for the last three years.
What is Peak Credit Union?
This requires a savings fund that becomes your credit line.
What is a share secured credit card?
These types of expenses change from month to month.
What are variable expenses?
The latest version of the iPhone is considered a NEED or a WANT.
What is a want?
A dangerous financial cycle where you pay only the small, required minimum on a credit.
What is the minimum payment trap?
This Saint Martin’s baseball player competed from 2004–2008 and is now a Hall of Fame inductee.
Who is Nate Baker?
What is AnnualCreditReport.com?
These types of expenses stay the same each month.
What are fixed expenses?
This is a regular scheduled transfer to your savings account.
What is automated savings?
Protecting personal information and monitoring accounts closely prevents this.
What is identity theft and fraud?
Jennifer Liedes played this sport for Saint Martin’s and was inducted into the Hall of Fame.
What is golf?
This a great FREE tool to use to calculate credit card payments.
What is MoneyEdu?
This is the suggested percentage rule to follow when creating a budget.
What is the 50-30-20 rule?
This savings goals takes 3-5 years to achieve.
What is a medium-term goal?
This is a FREE financial education tool available to all Saint Martin's University students.
What is MoneyEdu?
In 2019, Jackson Hand helped set a school record as part of this relay team.
What is the 4x100 meter relay?