Money
This is a plan for how you will spend your money
A budget
Approximately how often should you:
-bathe
-brush your teeth
-trim your fingernails
-every day
-twice a day
-every ~month~
True or false: once sexual consent has been established, it cannot be revoked
FALSE: consent can be withdrawn at any time!
The resident of a domicile may pay a monthly fee to remain in their home; this fee would either be RENT or MORTGAGE. What is the difference between the two
Rent is a fee paid to a landlord in exchange for being allowed to live in their home. Mortgage is a loan-repayment paid to a bank to pay back the loan furnished to buy a home.
FALSE: it stands for "Curriculum Vitae"
What is the downside of paying only the minimum credit card payment?
Being charged interest
What is the difference between an antiperspirant and a deodorant?
Antiperspirant prevents sweating to minimize bacteria buildup, deodorant uses fragrances to mask odor.
True or false: conflict always weakens relationships
FALSE: when handled effectively, resolving conflict can leave a relationship stronger than it was before
True or false: dwelling units in the US have minimum requirements for ventilation and egress.
TRUE: if the apartment you live in has no windows or a fire escape, you probably shouldn't live there
True or false: being an "exempt" employee means you don't get paid extra for overtime
TRUE: non-exempt employees receive at least 1.5x their hourly rate of pay for each hour worked above the full time threshold (typically 40 hours per week), but exempt employees only receive their base salary
What is an emergency fund, and approximately how much money should be in it?
Savings for unexpected expenses, should be approx 3-6 months worth
Name three kinds of medical specialties you might need services from
ENT, dermatologist, dentist/orthodontist, nutritionist, internist, sports medicine, PCP, obgyn, urologist, neurologist, etc
Name the four primary attachment styles
BONUS: which style do you tend to display most often?
Secure; Avoidant, Anxious, Disorganized
TRUE but it's hella annoying and shouldn't be a thing
This government agency provides free assistance to disabled people in securing and maintaining employment
DORS (Division of Rehabilitation Services)
What is the maximum and minimum credit score possible?
BONUS: guess Alyssa's credit score and then we'll see if she will actually tell us
300-850
How often should you go the dentist for a standard exam/cleaning?
Every 6 months!
This period typically comprises the first 3-6 months of a relationship, and is often characterized by passion, infatuation, and idealization.
The honeymoon phase
True or false: it is the landlord's legal responsibility to maintain a fully habitable dwelling within code requirements. Any money spent maintaining the dwelling to meet this requirements can be discounted from rent payments
TRUE!
This form of receiving paychecks allows your employer to preemptively deduct your anticipated taxes from your paycheck, rather than giving you the entire check and requiring you to pay taxes later.
Withheld checks
What is the 50-30-20 rule?
50% to necessary expenses, 30% to wants, 20% to savings
Adult dependents can remain on their parents' health insurance until what age?
BONUS: what does "dependent" mean
26 (thanks obama)
An individual can claim another individual as a "dependent" on their tax filings if they are primarily responsible for that person's livelihood e.g. a parent-child relationship
What are the five love languages?
BONUS: rank them in order of preference (for giving)
This organization can provide free legal counsel related to housing disputes
Tenant advocacy office
What is "at-will" employment? Is Maryland an "at-will" state?
Maryland IS an at-will state. The only state that does not have at-will employment is Montana.