Saving and Budgeting
Spending Smarts
Earning Money
Giving and Sharing
Money Math
100

What is a savings goal?

A savings goal is a specific amount of money that you plan to save over a certain period of time for a particular purpose.

100

What is a smart shopper?

  • Compares prices before buying

  • Looks for deals, discounts, or sales

  • Thinks before spending – asks, “Do I really need this?”

  • Reads reviews or checks quality

  • Sticks to a budget


100
  • Name one way kids can earn money.

One way kids can earn money is by doing chores at home, like cleaning, mowing the lawn, or babysitting.

100
  • What is a donation?

A donation is when you give money, items, or time to help people or causes without expecting anything in return.

100

What is 10% of $10?

$1

200

Name two things you might need to save up for.

  1. A new phone – to replace an old or broken one.

  2. College or university expenses – like tuition, books, or housing.


200

True or False – Buying something on sale means it’s always a good deal.

False, Sometimes, sales can tempt you to spend money on things you don’t actually need.

200

What does the word "income" mean? 

Income means the money you earn or receive, usually from working, doing chores, or getting an allowance.

200
  • Why do people give money to charity?

  • Help others who are in need or facing difficult situations

  • Support causes they care about, like animals, the environment, or health research

  • Make a positive difference in their community or the world

  • Feel good about giving and being generous


200

Add: $2.50 + $1.75 + $3.00

$7.25.

300

What does a budget help you do?

  1. Track your money – so you know how much you’re earning and spending.

  2. Stay in control – by making sure you don’t spend more than you have.

  3. Reach your goals – by setting aside money for things like savings, needs, and wants.


300

What is an impulse buy?

An impulse buy is when you purchase something suddenly without planning or thinking it through — usually because it looks tempting or catches your eye.


300

If you earn $5 for washing the car and $10 for babysitting, how much total?

$15 dollars

300

 Name one thing you could donate that’s not money.

One thing you could donate that’s not money is clothes — like gently used shirts, jackets, or shoes to people who need them.

300

 What is the total cost of 2 shirts at $8.50 each?

$17.00

400

What’s the difference between a want and a need?

  • A need is something you must have to live or stay safe – like food, water, shelter, clothing, and healthcare.

  • A want is something you would like to have but can live without – like video games, designer clothes, or eating out at restaurants.


400

Why should you compare prices at two stores?

  • It helps you find the better deal and save money.

  • Sometimes the same item costs less at one store than another.

  • You can decide which store offers the best value for your money.

  • It prevents overspending by making sure you’re not paying more than necessary.

400

What’s a small business a kid could start?

  • Dog walking

  • Lawn mowing

  • Handmade crafts or jewelry sales

  • Lemonade Stand 

400

What does volunteering mean?

Volunteering means giving your time and effort to help others or a cause without getting paid.

400

If tax is 5%, how much tax on a $20 item?

$1

500

You want a bike that costs $100. You earn $10 a week. How many weeks until you can afford it?

10 weeks until you can afford the bike.

500
  • If a toy costs $18 and you have $20, how much will you have left?

You will have $2 left after buying the toy.

500
  • What’s the difference between a job and a chore?

  • A job is work you do to earn money — like babysitting, mowing lawns, or a part-time position.

  • A chore is a task you do at home to help out, usually without getting paid — like cleaning your room, taking out the trash, or washing dishes.

500
  • How does giving help both the giver and the receiver?

  • The receiver gets help, support, or something they need—like food, clothes, or kindness.

  • The giver feels good inside, knowing they made a positive difference and helped someone. It can also build stronger communities and friendships.

500
  • You have $50. You buy a $20 book, a $12 toy, and a $10 snack. How much is left?

$8