FHA
SPOC
WFM
Control Errors
Best Practices
100

This workout program is offered by FHA, advances funds to reinstate a loan which become due and payable upon maturity of the loan, and is a captured as a interest free silent second lien on title?

Partial Claim

100

The acronym S.P.O.C. stands for?

Single Point of Contact 

100

What is the email address to submit time off and other scheduling updates in Genesys?

SPOCWFMSupport <SPOCWFMSupport@mtb.com>

100

This error occurs when an agent fails to call within the established call preference requested by the borrower and reflected in MSP on the PREF screen?

FDCPA Control Error

100

What extension is used to transfer a call to Customer Service if needed?

Extension 9723

200
The acronym F.H.A. stands for this?

Federal Housing Administration

200

What is the new job title for a SPOC at M&T Bank?

Outreach Specialist IV

200

This is the maximum ACW percentage agents are allowed to have on a monthly basis?

13 percent

200

This is the code placed on a loan in MSP when a customer advises that the property is vacant and they no longer occupy the home, to advise our property preservation partners of the occupancy status?

PRPVPC 

200

This best practice consist of asking trailing questions in the form of "when" and "how" when agents are reviewing RFD with a customer, for understanding of resolution or next steps?

Probing

300

The maximum number of months that are covered by FHA under a forbearance program?

12 months

300

Who is the current director of CAM SPOC organization at M & T Bank?

Patricia "Patty" Pikul 

300

What is the email address used to call out when unplanned time off is needed?

SPOCcallout <SPOCcallout@mtb.com>

300

This error occurs when a agent fails to capture the customers acknowledgement that they can afford the trial and new contractual payments required going forward?

Affordability Attestation Error

300

This is the maximum time frame an agent can leave a customer on hold without refreshing the customer if additional hold time is needed during a call?

2 minutes

400

This is a workout program offered by FHA where HUD will pay a portion of the required monthly payment for a period of up to 36 months, to be added to funds advanced to bring the loan current, due and payable at the maturity of the loan in the form of a silent second lien?

FHA Payment Supplement Agreement (PSA) 

400

What is the process called when we obtain a verbal or written commitment from a customer advising that they can resume regular servicing activities (contractual payments, trial payments, hardship resolved and affordability)  as a result of a resolved hardship? 

Attestation

400

Daily reporting that allows team members to see their daily production stats from Genesys?

Daily Phone Stats Report
400

This code is a part of the QRPC capture process when the agent captures RPC, which will be entered manual or as a part of a script to support the QRPC process?

Contact Code 138

400

Required training for all agents that cover regulatory items is captured as this type of training in Genesys?

Compliance Training

500
This former award winning surgeon was named the director of HUD in 2017 and served in the role until 2021?

Dr. Benjamin Carson

500

How many days do we set a reminder for the SPCSTR task for follow-up when we have no manual contact?

5 days.

500

What does the acronym Q.R.P.C. stand for?

Quality Right Party Contact

500

This is the maximum number of Control Error Reporting fails an agent is allowed to have during a calendar month as of July 2026?

11 per month

500

This is process may be required when attempting to process funds that result in less than a full reinstatement initially to be accompanied by additional funds to reinstate the loan within the current or next calendar month, in order to process the payment?

V-STOP Removal