Issue Ages
Rates
Coverage
Premium
Paid Up
100

What is the overall issue age range for the Eagle Select Final Expense product line?

What is 40 to 85?

100

What rate classification do smokers receive during their first three policy years under the Quit Smoking Advantage?

What are Non-Nicotine rates?

100

What is the minimum face amount available across Eagle Select products?

What is $5,000?

100

How much is the annual policy fee for Eagle Select, which is also commissionable?

What is $40?

100

What non-forfeiture option automatically applies if a policy has cash value and a premium remains unpaid past the grace period?

What is Reduced Paid-Up Insurance?

200

What is the maximum issue age for Eagle Select 2 Nicotine policies?

What is 75?

200

How long must an applicant be free of nicotine products to qualify for standard Non-Nicotine rates at application?

What is at least 24 months?

200

What is the maximum face amount available for Eagle Select 1 and 2 for issue ages 40 to 75?

What is $50,000?

200

What is the monthly bank draft modal factor used to calculate premiums?

What is 0.095?

200

Besides reduced paid-up insurance and cash surrender, what is the third non-forfeiture option available after the policy builds cash value?

What is Extended Term Insurance (ETI)?

300

What is the issue age range for Eagle Select 1 & 2 Non-nicotine policies?

What is 40 to 85?

300

Under the Quit Smoking Advantage, how long must an insured continuously refrain from nicotine products to lock in Non-Nicotine rates for life?

What is 12 consecutive months?

300

What is the maximum death benefit available for an insured aged 76 to 85 on Eagle Select 1 or 2?

What is $40,000?

300

Under Quit Smoking Advantage Benefit Option A, what happens to the annual premium in policy years 4 and beyond if the insured fails to quit?

What is it remains level (while the death benefit decreases)?

300

Fixed policy loan interest is charged in advance at a rate of 7.4% per year. What is the equivalent effective annual rate when paid in arrears?

What is 8.0%?

400

What is the minimum age required for an eligible child or grandchild on the Child and Grandchild Term Rider at the time of application?

What is 15 days old?

400

What rate class is assigned if a non-smoker has any two of Heart Disease, Diabetes, or Stroke/TIA?

What is Eagle Select 2 Non-nicotine?

400

What is the minimum accelerated benefit payment allowed under the Accelerated Benefit Payment Rider?

What is $1,000?

400

Under Quit Smoking Advantage Benefit Option B, what happens to the annual premium in policy years 4 and beyond if the insured fails to quit?

What is it increases (to maintain the level death benefit)?

400

What happens to an Eagle Select policy if outstanding policy loans plus accrued interest exceed the policy's cash value?

What is the policy will terminate?

500

What is the maximum age an eligible child can be to be added at application for the Child and Grandchild Term Rider?

What is under age 17?

500

How much does the Child and Grandchild Term Rider cost per unit ($1,000) per child annually?

What is $2.10?

500

Under the Accelerated Benefit Payment Rider, what is the maximum benefit amount that can be advanced?

What is $20,000?

500

To what age are premiums payable under the Eagle Select product plans?

What is attained age 100?

500

At what age does coverage under the Child and Grandchild Term Rider expire for an insured child?

What is on the child's 25th birthday?