Contract
What type of overall life insurance policy structure is Eagle Select?
What is Whole Life Insurance?
What modal factor is applied to calculate a monthly bank draft premium?
What is 0.095?
Which living benefit rider is automatically included at no additional cost on Eagle Select 1 and 2 policies?
What is the Accelerated Benefit Payment Rider?
What is the minimum death benefit face amount available across Eagle Select 1 and 2?
What is $5,000?
Under the Quit Smoking Advantage, how long must an insured continuously refrain from nicotine products to permanently lock in Non-Nicotine rates?
What is 12 consecutive months?
Under what policy series numbers is the Eagle Select Final Expense product issued?
What are 311, 312, and 413?
How are agent commissions paid for submitted business on Eagle Select?
What is daily via EFT?
What optional rider doubles the payout if the insured dies as a direct result of a covered accident?
What is the Accidental Death Benefit Rider?
What is the maximum death benefit face amount for an applicant aged 40 to 75?
What is $50,000?
What rate class do smokers initially receive during their first three policy years under the Quit Smoking Advantage?
What are Non-Nicotine rates?
What is the annual policy fee charged on an Eagle Select policy, which is also commissionable to the agent?
What is $40?
How does the applicant sign an eApplication at the point of sale?
What is via text signature with a 6-digit code?
What is the annual cost per $1,000 unit of coverage for the Child and Grandchild Term Rider?
What is $2.10?
What is the maximum death benefit face amount for an applicant aged 76 to 85?
What is $40,000?
Under Quit Smoking Advantage Benefit Option A, what happens to the annual premium and face amount starting in Year 4 if the client fails to quit?
What is the premium remains level while the death benefit decreases?
To what age are premiums payable on an Eagle Select policy?
What is attained age 100?
How long is the registration verification email link active when an agent sets up their account on Agent Tools?
What is 1 hour?
What maximum total benefit amount can be advanced under the Accelerated Benefit Payment Rider?
What is $20,000?
For Eagle Select 1 & 2 Non-nicotine, how does the death benefit behave over the life of the policy?
What is it remains level for the life of the policy?
If a client fails to quit smoking and chooses Benefit Option B in Year 4, how is their new premium calculated to maintain full coverage?
What is the rate changes to Nicotine based on their original issue age, increasing their annual premium?
What automatic non-forfeiture option applies if a policy builds cash value and a premium remains unpaid past the grace period?
What is Reduced Paid-Up Insurance?
What special payment option is available on the eApplication to align policy payments with government benefit schedules?
What is Social Security Billing?
What administrative fee is assessed against the policy when a client claims an Accelerated Death Benefit payment?
What is up to $250?
To trigger the Accelerated Benefit Payment Rider in most states, what terminal illness life expectancy must a medical professional diagnose?
What is 12 months or less (24 months or less in IL, MA, and TX)?
If a client does not select a Benefit Option prior to the end of the 3rd policy year, which option applies as the default?
What is Benefit Option A?